Norway's Government Pension Fund Global (GPFG) reported a massive €130 billion profit in H1 2023, showcasing resilience after 2022 losses. We analyze its strategy, tech-heavy portfolio, and what it teaches about long-term sovereign wealth fund investing.…

Baden-Württemberg's Finance Minister Danyal Bayaz (Greens) argues that the state pension is increasingly inadequate. He advocates for private investment in stocks and ETFs, proposing a low-cost, passive 'Germany Fund' as a retirement savings vehicle.…

Discover how family offices and semi-institutional investors can use direct private equity and venture capital investments to achieve dual returns: financial performance and measurable social/environmental impact. Learn key strategies and considerations.…

The feared disruption of the insurance industry by Insurtechs hasn't happened. Instead, a powerful partnership model is emerging. Discover how collaboration drives digital transformation, innovation, and customer-centric solutions for the future of insurance.…

Is a Universal Basic Income (UBI) financially feasible? We analyze the latest funding model from Germany's 'Mein Grundeinkommen' initiative, breaking down the complex tax reforms, benefit overhauls, and economic trade-offs required to make a €1,200 monthly payment a reality.…

Learn the principles of stock picking within a value investing framework. Harald Sporleder of Lingohr & Partner Asset Management explains the process of identifying undervalued companies through fundamental analysis and a disciplined selection approach.…

The Hamburg Consumer Center expects an unfavorable ruling from the Frankfurt Higher Regional Court in its case against Commerzbank over negative interest on savings accounts. The outcome could redefine what is permissible in savings contracts.…

The commercial real estate market faces headwinds from rising rates and economic uncertainty. Vladislav Krivenkov of nordIX AG analyzes the impact on bond investments, highlighting resilient sectors and key risks for fixed-income portfolios.…

Debunk common savings myths that prevent effective retirement planning. Berlin-based fee-only advisor Klaus Porwoll explains how misconceptions about money and investing contribute to the risk of old-age poverty.…

The planned merger of Barmenia and Gothaer could create a new German insurance top-10 player. We analyze the strategic rationale, including market share, product synergy, and digital transformation, with insights on the potential impact for policyholders.…

Rising interest rates and a construction crisis challenge real estate's role in insurer portfolios. Florian Bauer of Bauer Immobilien explains why insurers should maintain long-term real estate exposure despite current headwinds.…

The stalled Berlin 'Fürst' real estate megaproject threatens a total loss for German insurers and pension funds. Discover the financing dispute, legal battle over jurisdiction, and warnings from industry experts.…

Julius Weller, VP Broker at Scalable Capital, discusses how to engage young investors, the role of financial literacy, and why hands-on experience in the stock market is crucial for building wealth.…

Navigate market volatility with confidence. Börsen-Experte Ulrich Müller shares five actionable strategies to stabilize your portfolio and achieve returns during inflation, geopolitical crises, and bond market sell-offs.…

A German Sparkasse near Frankfurt no longer accepts cash deposits, while a Raiffeisenbank closes all but one branch. Explore the accelerating decline of cash infrastructure, its impact on communities, and the future of cash in Germany.…

Germany's inflation rate fell to 3.8% in October 2023, the lowest level since August 2021. Discover the key drivers, including falling energy prices, and what persistent food inflation means for consumers and the economy.…

Vanguard is discontinuing its Vanguard Invest service for German retail investors. Discover why the ETF pioneer is shifting strategy, how it impacts clients, and where investors can still access Vanguard funds and ETFs in Germany.…

The latest German Savings Banks Association Wealth Barometer reveals a worrying trend: 20% of Germans now save nothing. Discover the shifting savings behavior, income disparities, and what declining savings rates mean for financial security.…

Starting in 2024, higher income limits for the German employee savings allowance (Arbeitnehmer-Sparzulage) will benefit more savers. Learn how the new thresholds of €40,000 (single) and €80,000 (married) impact your savings plan, Bausparvertrag, or fund investments.…

Germany's 'Wachstumsfonds Deutschland' venture capital fund has reached its €1 billion target with support from leading insurers like Allianz and Munich Re. Discover how this public-private partnership aims to boost startup funding and strengthen Germany's innovation ecosystem.…