The latest Morgen & Morgen rating reveals only two German private health insurers (PKV) received a 'weak' score. This guide analyzes the new rating system, top performers like Allianz, and what it means for your insurance planning and financial protection.…

German Health Minister Karl Lauterbach warns of rising public health insurance (GKV) premiums in 2024. This guide explains the 'Zusatzbeitrag,' compares GKV to US Medicare/Medicaid, and analyzes reforms aimed at curbing long-term costs for your financial planning.…

Wondering if you must inform your German Private Health Insurance (PKV) about a pregnancy? This guide explains the legal rulings, compares PKV to US private insurance, and offers crucial advice to avoid claim denials and ensure your coverage is secure.…

Starting in 2025, midwives in Germany offering obstetric care will face higher malpractice insurance premiums. This article explains the new insurance contract, compares the German PKV/GKV system to US private insurance and Medicare/Medicaid, and analyzes the impact on maternity care access and midwife shortages.…

A landmark German Federal Court of Justice (BGH) ruling clarifies when policyholders have a right to information from their private health insurance (PKV) about past premium adjustments. Learn about your legal rights and the conditions for filing an information request.…

Discover which private health insurance (PKV) companies in Germany have the strongest and weakest financial balance sheets. Based on the authoritative MAP Report 930, this analysis of 10 key metrics reveals the insurers best prepared for future challenges.…

Civil servants and pensioners in Germany face a sharp 21% average premium hike for private long-term care insurance (Pflegeversicherung) in 2024. Learn why costs are rising, how statutory caps work, and what this means for your financial planning.…

While the German private health insurance (PKV) market is stagnating, a few insurers are bucking the trend. Discover the 'growth champions' that successfully gained the most fully insured customers in 2022 and what sets them apart.…

The German private health insurance (PKV) sector continues to lose fully insured members. Discover which insurers faced the largest customer declines in 2022, the reasons behind the trend, and what it means for the future of PKV coverage.…

Discover which private health insurance (PKV) companies in Germany are losing long-term customers and valuable ageing reserves to competitors. This analysis of porting data reveals the intense competition for policyholders and what it means for your insurance choice.…

Discover which supplemental health insurance (Krankenzusatzversicherung) providers have earned the highest customer satisfaction ratings in Germany. Based on a major 2023 study with over 259,000 customer reviews, we reveal the top performers to help you choose the best insurer.…

Private health insurance (PKV) premiums in Germany are set to rise by an average of 7% in 2024. Learn why premiums are increasing, how they compare to public health insurance (GKV), and what strategies you can use to manage rising healthcare costs.…

The 2024 supplementary contribution for German statutory health insurance (GKV) is set at 1.7%. Learn what this means for your paycheck, why experts warn of a lack of long-term funding strategy, and how the system's financial pressures are mounting.…

Orthodontic treatment for children, like braces, can be very expensive. Learn about the high out-of-pocket costs for extras beyond basic coverage, which valuable add-ons experts recommend, and why supplemental dental insurance for kids is a smart financial move to manage these expenses.…

New data shows over 52% of German private health insurance (PKV) members are civil servants & judges. Explore why the PKV is shifting, the rising barriers for employees, and the political debate around this trend. Understand the future of health insurance in Germany.…

Explore the state of innovation in German Private Health Insurance (PKV). Learn why major product leaps are rare, how dental coverage drives change, and why experts warn that 'bargain' PKV tariffs often lead to future premium traps.…

Discover the career journey of Carla Schlüter at Allianz Private Krankenversicherung. Learn how company culture, meaningful projects, and a focus on people drive job satisfaction and attract young talent to the health insurance industry.…

A 2024 analysis reveals private health insurance (PKV) premiums in Germany are rising slower than statutory (GKV) contributions over the long term. Understand the data, compare 10 & 20-year trends, and learn what this means for your healthcare costs and financial planning.…

Mehmet Göker, a controversial figure, is reportedly selling private health insurance (PKV) switch advice from Dubai. Learn how his model leads to coverage cuts, high fees, and why major insurers like Allianz warn against such operations.…

Are you a German civil servant (Beamter) navigating private health insurance (PKV) and government healthcare subsidies (Beihilfe)? This guide explains how to find the best supplementary plans to cover your costs, with a comparison to US private insurance and Medicare/Medicaid for American readers. Learn about top-rated plans, coverage options, and expert evaluation criteria.…