German private health insurance (PKV) sees net growth in 2024, with more people switching from public (GKV) to private coverage. Discover the trends driving this shift, including supplemental insurance and employer-provided plans.…

Germany's statutory health insurance funds (GKV) report a massive 6+ billion euro deficit for 2024, driven by soaring hospital and drug costs. With reserves depleted, experts warn of potential insolvency and further premium hikes for millions.…

A new Stiftung Warentest study rates 2/3 of German private health insurance (PKV) plans as inadequate. Industry experts fiercely defend PKV's customization and value. Get the full story on the test's findings and the expert rebuttal.…

Germany's long-term care insurance faces a funding crisis. Chancellor Olaf Scholz (SPD) and opposition leader Friedrich Merz (CDU) propose opposing reforms: a 'solidarity link' vs. mandatory private add-on insurance. Explore the debate shaping the future of elder care in Germany.…

A controversial Stiftung Warentest study rated 2/3 of German private health insurance (PKV) plans as inadequate. Industry experts criticize the methodology, defending PKV's customization and long-term value. Learn the full story behind the headlines.…

Could premium refunds, a standard feature in German private health insurance (PKV), work in the public system (GKV)? A new survey shows strong public support. Learn how this model promotes personal responsibility and could reduce healthcare costs in Germany.…

Starting July 1, 2025, Germany's new care relief budget simplifies funding for respite care. Learn how the combined budget for short-term and replacement care works, its benefits, limitations, and what it means for families managing long-term care at home.…

Learn how to choose the best supplemental dental insurance. Our guide covers key criteria like reimbursement rates, waiting periods, and annual maximums, plus common pitfalls to avoid. Make an informed decision to protect your smile and your budget.…

Discover the German private health insurance (PKV) companies rated as having the fairest conditions by their own customers. See the latest ServiceValue study results and learn what makes an insurer fair in claims handling, transparency, and customer service.…

Find the top-rated supplemental dental insurance plans for 2025. Our analysis of the latest Franke & Bornberg rating reveals the best tariffs for implants, crowns, orthodontics, and preventive care. Compare coverage and choose the right plan.…

Leading German economic advisor Martin Werding demands urgent reforms for healthcare and pensions. Learn why he advocates for more competition among health insurers, controlled drug costs, and a gradual increase in the retirement age to ensure system sustainability.…

Discover the German public health insurance funds (GKV) rated as having the fairest conditions by their own policyholders. See the 2024 ServiceValue study results and find out which Krankenkassen excel in customer service, claims handling, and transparency.…

Germany's long-term care insurance system faces a financial crisis as the first care fund requests a government bailout. Learn why recent contribution hikes aren't enough, the impact of COVID-19 costs, and what this means for policyholders and the future of care funding.…

Discover which German public health insurers (Krankenkassen) have the most loyal members according to the latest DEUTSCHLAND TEST study. Learn why trust and service often outweigh price, and see which providers earned the highest customer loyalty scores for 2025.…

Germany's statutory long-term care insurance (Pflegeversicherung) faces a severe financial crisis despite recent premium hikes. A €500 million deficit threatens in 2025, with the stabilization fund rapidly depleting. Discover why the system is failing, what reforms are proposed, and how to protect your own future care needs.…

Discover how a supplemental dental insurance plan protects you from high out-of-pocket costs for implants, crowns, and cleanings. Learn the key benefits, compare coverage options, and see why it's a smart investment for your long-term oral health and finances.…

Discover which German private health insurers (PKV) have the most satisfied customers according to the latest independent study. Learn why customer service is critical in PKV, how satisfaction is measured, and what it means for your long-term insurance choice. Essential reading for expats and high-earners considering private coverage.…

Choosing the best public health insurance (GKV) in Germany is crucial for your finances and health. Our 2025 guide compares top-rated providers, their extra benefits, and costs. Learn how to save money and get better coverage, similar to comparing Medicare Advantage plans in the US.…

Discover the latest ranking of Germany's biggest public health insurers (GKV). See which Krankenkassen gained or lost members in 2025, understand the impact of rising supplementary contributions, and learn what drives the record wave of health insurance switches. Essential guide for expats and employees choosing statutory health coverage.…

A new survey reveals growing dissatisfaction with German Private Health Insurance (PKV). Over a third face claim denials, and more than a quarter regret their choice. Discover the common reasons for reimbursement rejections, how to appeal, and crucial tips for comparing PKV vs. public insurance (GKV) before you switch.…