Are you struggling to protect your savings in today's low-interest environment? Discover how dividend-paying stocks can serve as a powerful shield against inflation and negative rates. Learn the key strategies for selecting reliable dividend stocks to build a resilient income portfolio.…

Former German Chancellor Gerhard Schröder reveals in an interview that he owns just two stocks, bought involuntarily. Discover his 'old school' approach to finance, his views on the pension system, Riester pensions, and why he avoids the stock market despite its potential.…

Germany's Federal Court of Justice (BGH) has declared interest adjustment clauses in long-term 'Prämiensparen' savings contracts invalid. This landmark ruling impacts thousands of savers. Learn what the court said, how consumer advocates and banks are reacting, and what steps you can take to claim potential underpaid interest.…

The Infinus investment fraud scandal reaches Germany's Federal Court of Justice (BGH) as six convicted former employees appeal their sentences. Learn about the €541 million Ponzi scheme, the original verdicts, and the legal arguments in this critical revision trial for investor protection.…

Personal insolvencies in Germany soared by nearly 50% in the first half of 2021, reaching a record high. Learn about the causes, including the new 3-year debt discharge law and the economic impact of COVID-19 lockdowns, and understand the implications for financial planning and debt relief.…

In an exclusive interview, financial advisor Carsten Walendy explains why investment management requires full commitment, not a side business. Discover his strategies for building client portfolios, the shift to fee-based models, and his views on ETFs vs. actively managed funds for retirement planning.…

Approximately 6,000 former investors in the insolvent P&R container leasing group are receiving payment demands. Learn why the insolvency administrator is taking this action to prevent the statute of limitations from expiring, and what it means for your rights and potential liabilities as an investor.…

German savings banks (Sparkassen) and cooperative banks are jointly fighting a BaFin order to repay customers for incorrectly calculated interest on long-term savings contracts. Learn about the BGH court rulings, consumer rights, and how this major financial dispute could affect your savings.…

Discover the 7 most important factors for successful saving, according to a major survey of over 2,000 young German adults. Learn practical tips for building savings, improving financial literacy, and achieving your long-term financial goals like retirement planning and wealth accumulation.…

Discover the massive growth of ETF investing among German savers. A new ebase study reveals 60% of Germans plan to expand their ETF portfolios, with strong interest in stock index ETFs for long-term wealth building. Learn about the trends, demographics driving this boom, and a balanced view on the associated risks and rewards for retirement planning.…

A landmark German Federal Court of Justice (BGH) ruling states that banks cannot unilaterally change contract terms. Customers must actively agree to fee increases or service changes. Learn how this affects you, how to claim refunds for improperly charged fees, and what the BaFin is doing to enforce this. Many banks are reportedly pressuring customers into consenting. Understand your rights in this evolving financial regulation landscape.…

Discover a unique way to start investing: buying ETF investment vouchers at your local supermarket checkout. Learn how this innovative model works, its benefits for beginners, and how it simplifies entry into long-term wealth management and retirement planning.…

The German Federal Court has upheld convictions in the massive Infinus financial fraud case. Learn what this means for investor rights, the consequences for white-collar crime, and how to protect yourself from similar investment scams.…

A recent court ruling against a major comparison portal highlights the importance of transparent, comprehensive financial product comparisons. Learn how to effectively compare checking accounts, understand fees, and choose the right bank for your personal finance needs.…

Rising inflation is a top concern, but a key long-term driver is often overlooked: demographic change. Learn how aging populations impact prices, wages, and what this means for your long-term financial planning, retirement strategy, and wealth preservation.…

Unit-linked insurance policies (Fondspolicen) are surging in popularity. Discover their key benefits like tax advantages, built-in portfolio management, and how they compare to direct fund investments for your long-term wealth building and retirement strategy.…

Choosing a financial advisor? Understand the real differences between fee-only and commission-based models. A KPMG study reveals both have potential conflicts of interest. Learn how to identify them and find transparent advice for your investment and retirement planning.…

After 20 years, the Deutsche Telekom securities litigation concludes with a major settlement. Learn what this means for retail investors, how the settlement is calculated, and the broader impact on investor confidence and market participation in Germany and beyond.…

Discover why financial experts agree there's no alternative to stock market investing for long-term growth. Learn about the shift from traditional savings, the role of ETFs and active funds, and how sustainable investing (ESG) fits into a modern portfolio for retirement planning and financial independence.…

Explore alternative investment strategies beyond traditional savings. Learn how private equity and 'family & friends' funding programs work, their potential for high returns, and the critical risks involved. This guide helps you evaluate if such investments align with your wealth building and retirement planning goals.…