A recent court ruling clarifies the limits of an insurance agent's duty to advise. Learn why you, the policyholder, are responsible for updating your disability insurance as your income grows, and how to avoid costly coverage gaps.…

Protect your family's future with a comprehensive guide to survivor benefits planning. Learn how term life insurance works, why needs analysis is crucial, and how to integrate it with disability coverage for complete financial security.…

A recent Federal Court of Justice ruling clarifies a critical home insurance loophole. Learn how negligent key handling can lead to a denied claim, understand the 'extended key clause,' and discover best practices to keep your homeowners or renters insurance protection intact.…

Insurance entrepreneur Tino Scraback shares candid insights from costly mistakes in portfolio acquisition, business expansion, and investments. Discover why focus trumps diversification, the pitfalls of delegation, and how to build resilience in the financial services industry.…

A new survey reveals a major shift: insurance customers are willing to share personal data for lower premiums. Discover the rise of telematics, on-demand coverage, and how data-driven insurance can lead to personalized rates and savings.…

Rising inflation threatens the value of your disability insurance benefits. Learn why a 3% annual increase may not be enough, discover strategies to protect your coverage's purchasing power, and find out how to future-proof your financial safety net against economic uncertainty.…

In our new video series, insurance professionals share stories of failure and resilience. Episode 2 features Oliver Bruns discussing his personal burnout experience and the lessons learned for mental health in a high-pressure sector.…

A recent court case reveals critical gaps in flood and homeowners insurance coverage. Learn how water damage from heavy rain may not be covered, and discover essential tips to ensure your property is fully protected against natural disasters.…

Discover why Child Disability Insurance is a cornerstone of family financial planning. Learn how it provides crucial protection against illness and accident, why it surpasses basic accident insurance, and how to secure your child's future.…

Compare child disability insurance options: Basic Ability Insurance vs. traditional Disability Insurance. Learn how securing your child's future insurability early is the most critical step, with insights for US families on long-term financial protection.…

Comparit, a new independent insurance comparison platform, has acquired ObjectiveIT, the company behind the Levelnine software. This merger aims to strengthen independent broker tools and accelerate market entry into health and property insurance.…

Exploring the critical importance of student clauses in disability insurance for students. Learn how securing coverage early can lock in lifelong benefits and protect against future insurability issues, with comparisons to US private health insurance and Medicare/Medicaid.…

In 2022, 82% of German life insurers saw a drop in gross written premiums. Discover the key reasons behind this trend, from shifting interest rates to strategic business adjustments, and learn what it means for your life insurance coverage.…

Lacking financial literacy costs the average household thousands per year. Discover the top reasons for financial avoidance and simple steps to start building wealth and security.…

A German court ruled that accidents during synchronous online learning are covered by statutory accident insurance. Learn what this means for liability, homeschooling, and remote work insurance.…

Why should students consider disability insurance? Learn the key benefits, what to look for in a policy, and how to secure crucial income protection early. Our guide explains why starting young with a Schüler-BU is a smart financial move.…

A German federal court ruled PTSD can be recognized as an occupational disease for paramedics. Explore the implications for disability insurance, workers' comp, and mental health coverage in high-stress jobs.…

The German Federal Financial Supervisory Authority (BaFin) was targeted in a major DDoS attack, disrupting its website. Learn why financial and insurance firms are prime targets and how to bolster your cyber defenses.…

How is climate change forcing insurers to rethink risk? Thomas Lanfermann of Helvetia explains rising premiums, reinsurance challenges, and new prevention strategies in the Digital Insurance Podcast.…

Discover how Artificial Intelligence (AI) like ChatGPT boosts productivity for insurance agents. Expert Jan Helmut Hönle reveals AI strategies for lead generation, client communication, and online consulting to build a future-proof agency.…