Private health insurance (PKV) holders in Germany will see a temporary monthly surcharge on their long-term care insurance in 2022. Learn about the COVID-19 related costs, how much more you'll pay, and what it means for different policyholder groups.…

The German Federal Court of Justice (BGH) is reconsidering the legality of remote medical diagnoses. This pivotal case, involving insurer Ottonova, could redefine telemedicine regulations and impact digital health services offered by private health insurance providers.…

Discover the latest independent rating of German Private Health Insurance (PKV) full coverage plans. Learn which insurers offer 'excellent' and 'very good' tariffs for employees, civil servants, and doctors. Our analysis helps you compare PKV plans effectively, understand the rating methodology, and make an informed choice for comprehensive health coverage. Essential reading before you choose a private health insurance policy.…

Exclusive analysis reveals which distribution channel is successfully expanding its share of new private health insurance (PKV) business in Germany. Understand the shifting dynamics between exclusive agents, brokers, and direct sales in the competitive insurance market.…

New 2021 ratings from analysis firm Ascore reveal robust financial health for the German private health insurance (PKV) sector. Discover which insurers received top 'outstanding' scores, how ratings compare, and why financial stability is crucial when choosing your health insurance provider.…

A new financial rating analysis reveals that one-third of German private health insurance (PKV) companies received 'weak' or 'very weak' scores. This article breaks down the methodology, key findings, and what it means for consumers comparing health insurance providers and financial stability.…

Explore the intense battle for existing customers in Germany's private health insurance (PKV) market. Discover which insurers are successfully luring clients from competitors and which are losing the most, based on the transfer of aging provisions. This in-depth analysis reveals the strategies, costs, and market dynamics behind customer switching, essential for understanding PKV competition and making informed insurance choices.…

Discover which private health insurance (PKV) companies received 'excellent' ratings in the latest rigorous balance sheet analysis by Morgen & Morgen. Learn about the key financial metrics, the difference between rating methodologies, and why choosing a financially strong insurer is crucial for your long-term health coverage security.…

Discover why private dental supplemental insurance (Zahnzusatzversicherung) continues its strong growth in Germany, with over 539,000 new policies in 2020 alone. Learn about rising out-of-pocket dental costs, recent statutory coverage improvements, and why more consumers are opting for supplemental protection. Essential reading for understanding dental insurance trends and making informed decisions about your oral health coverage.…

HanseMerkur's Sales Board Member Eric Bussert reveals the insurer is poised for acquisition in the competitive health insurance market. Discover why they remain confident in the future of full health coverage, their views on industry rankings, sustainability regulation, and pension reforms. Essential insights for understanding consolidation trends in German private health insurance (PKV) and the broader insurance landscape.…

Germany's statutory long-term care insurance (Pflegeversicherung) faces a severe financial crisis, with billions in additional costs projected. GKV Vice-Chairman Gernot Kiefer warns of exploding premiums and out-of-pocket expenses without immediate government reform. This analysis explores the funding gap, rising patient contributions, and potential solutions, offering crucial insights for anyone concerned with long-term care planning, whether under German Pflegeversicherung or analogous systems like US Medicaid and private long-term care insurance.…

The latest PKV rating reveals a transparency crisis: 17 out of 30 private health insurers refused to provide data, earning a 'needs improvement' score. Discover which 8 companies achieved 'excellent' ratings and why transparency in premium development is crucial for consumer trust. This analysis is vital for anyone comparing German private health insurance (PKV) options or understanding market standards analogous to US private health insurance evaluations.…

Discover the intense competition in Germany's private health insurance (PKV) market as insurers aggressively target competitors' customers. Learn about the impact of porting aging provisions (Alterungsrückstellungen) and see which companies are the biggest winners in customer acquisition. This analysis provides key insights into market dynamics for private health insurance, relevant for understanding competitive shifts in both German PKV and analogous US private health insurance markets.…

Discover which private health insurance (PKV) companies have the lowest rates of lawsuits against their customers. This analysis of process quotas highlights insurers that prioritize service and transparency in an often-opaque industry.…

The German Private Health Insurance Association (PKV-Verband) warns against massive federal subsidies to public health and nursing care insurance, arguing they would cripple public finances. Explore the debate on funding Germany's social security systems and its implications for taxpayers.…

Discover the main triggers that lead consumers to consider supplementary health insurance (Krankenzusatzversicherung). This analysis of customer journeys reveals key motivators for purchasing additional coverage, from personal health events to financial advice.…

Discover which private health insurance (PKV) companies excel in transparency according to the latest MAP Report. In an industry often criticized for opacity, these insurers stand out by openly sharing crucial data on premiums and performance.…

AXA suffers another legal defeat over disputed premium increases in private health insurance (PKV). A court ruled the hikes invalid due to insufficient proof of mitigation measures. This case highlights critical policyholder rights in challenging insurance rate adjustments.…

Explore the latest DFSI quality ratings for German private health insurance (PKV) companies. Discover which insurers ranked highest in financial strength, product quality, and service, and understand the market challenges impacting premiums and coverage.…

Shocking statistics reveal 1 in 5 German employees has been diagnosed with depression. This comprehensive guide explores workplace mental health, debunks myths about causes, and highlights the critical role of health insurance. Learn how private health insurance (PKV) and public insurance (GKV) cover treatment, the importance of disability insurance (BU), and actionable steps for employers and employees to foster a supportive environment and ensure financial protection.…