Allianz Private Health Insurance (APKV) now offers a digital COVID-19 vaccine certificate feature within its health app. Learn how this works, its privacy safeguards, and how it compares to other digital health tools from insurers and public health apps. Explore the growing trend of health insurers providing integrated digital services for member convenience.…

Navigating private health insurance in Germany vs. Austria? This detailed guide compares the systems, coverage, and costs. Learn about Germany's full private insurance (PKV) versus Austria's mandatory public insurance with private top-up plans. Discover eligibility, benefits, pricing, and essential tips for expats and residents to make an informed decision for optimal healthcare access.…

Deutsche Familienversicherung (DFV) is expanding its portfolio by seeking a life insurance license. Learn about its strategic shift, partnership with VPV, and plans to offer products like disability, term life, and investment-linked insurance. Key insights for the digital insurance market.…

Discover why Corporate Health Insurance (betriebliche Krankenversicherung) is booming despite the pandemic. Learn key trends, how brokers can capitalize on this growing market, and get expert insights from Barmenia's Daniel Schmalley on selling and implementing effective bKV solutions.…

Discover the top-rated private health insurance (PKV) companies in Germany based on financial strength. See which insurers earned 'excellent' ratings, where industry giants Allianz and Debeka rank, and learn why balance sheet health is crucial for your long-term coverage security.…

The latest Morgen & Morgen rating reveals a stark divide in Germany's private health insurance (PKV) market. Discover which 5 companies earned the top '5-star' rating, which 10 received a 'weak' or 'very weak' score, and what this means for your policy's security and future premiums. Our analysis covers financial stability, cost efficiency, and the impact of low interest rates on your coverage.…

Explore the heated debate on Germany's long-term care insurance crisis. The German Actuarial Association (DAV) argues a universal 'Citizens' Insurance' (Pflegebürgerversicherung) won't fix the system, highlighting key differences between public (SPV) and private (PPV) models. We analyze cost data, demographic challenges, and what this means for your long-term care planning, with comparisons to US systems like Medicaid and private LTC insurance.…

A surprising poll reveals majority support for a German 'Bürgerversicherung' (Citizens' Insurance) among FDP and CDU voters, challenging party lines. Explore the debate over merging public (GKV) and private (PKV) health insurance, the looming financial crisis, and what it means for the future of healthcare coverage in Germany.…

In 2020, the German Private Health Insurance (PKV) full-coverage market saw a net loss of policyholders. Discover which major insurers like DKV, Allianz, and Bayerische Beamtenkrankenkasse experienced the largest customer attrition, and learn why analyzing policyholder trends is crucial for assessing insurer stability.…

German Private Health Insurance (PKV) gross premium income grew to €42.7 billion in 2020. Discover which insurers like Concordia, Nürnberger, and Debeka recorded above-average growth and analyze key efficiency metrics like administrative and acquisition cost ratios.…

Professional teeth cleaning (PZR) is a popular preventive measure, but German public health insurers (GKV) only offer small, often conditional subsidies. Discover the real costs, the complexities of bonus programs, and why a supplemental dental insurance plan (Zahnzusatzversicherung) is a smart financial move for comprehensive coverage.…

Discover the German Private Health Insurance (PKV) companies with the highest acquisition cost ratios in 2020. We explain why a high ratio isn't always a red flag, exploring factors like company size, product mix, and growth strategy. Essential context for evaluating insurance efficiency and value.…

Explore the 2020 German Private Health Insurance (PKV) acquisition cost ratios. Discover which insurers had the best (lowest) rates and understand the crucial context: why a low ratio might signal business challenges, not just customer-friendly practices. Essential reading for comparing insurance efficiency.…

Private health insurance (PKV) holders in Germany will see a temporary monthly surcharge on their long-term care insurance in 2022. Learn about the COVID-19 related costs, how much more you'll pay, and what it means for different policyholder groups.…

The German Federal Court of Justice (BGH) is reconsidering the legality of remote medical diagnoses. This pivotal case, involving insurer Ottonova, could redefine telemedicine regulations and impact digital health services offered by private health insurance providers.…

Discover the latest independent rating of German Private Health Insurance (PKV) full coverage plans. Learn which insurers offer 'excellent' and 'very good' tariffs for employees, civil servants, and doctors. Our analysis helps you compare PKV plans effectively, understand the rating methodology, and make an informed choice for comprehensive health coverage. Essential reading before you choose a private health insurance policy.…

Exclusive analysis reveals which distribution channel is successfully expanding its share of new private health insurance (PKV) business in Germany. Understand the shifting dynamics between exclusive agents, brokers, and direct sales in the competitive insurance market.…

New 2021 ratings from analysis firm Ascore reveal robust financial health for the German private health insurance (PKV) sector. Discover which insurers received top 'outstanding' scores, how ratings compare, and why financial stability is crucial when choosing your health insurance provider.…

A new financial rating analysis reveals that one-third of German private health insurance (PKV) companies received 'weak' or 'very weak' scores. This article breaks down the methodology, key findings, and what it means for consumers comparing health insurance providers and financial stability.…

Explore the intense battle for existing customers in Germany's private health insurance (PKV) market. Discover which insurers are successfully luring clients from competitors and which are losing the most, based on the transfer of aging provisions. This in-depth analysis reveals the strategies, costs, and market dynamics behind customer switching, essential for understanding PKV competition and making informed insurance choices.…