A leading public health insurance (GKV) fund chief proposes drastic cuts, including removing all dental care and homeopathy from coverage. We analyze the potential impact on patients, costs, and the growing need for private supplemental insurance.…

SPD and Greens propose raising the income contribution cap (Beitragsbemessungsgrenze) for public health insurance (GKV). We analyze this potential reform, its financial implications for high earners, and how it could affect the choice between GKV and private health insurance (PKV).…

How did leading private health insurance (PKV) companies perform during the economic challenges of 2022? We analyze premium trends, financial resilience, and market dynamics for Germany's top PKV providers, offering crucial insights for your insurance planning.…

Is private health insurance (PKV) unaffordable as you age? We tackle this and other widespread misconceptions head-on. Using survey data and official statistics, we debunk the top 5 prejudices against German private health insurance, providing clarity for informed decision-making on your healthcare coverage.…

A political proposal to raise Germany's public health insurance (GKV) income ceiling could generate billions in revenue but increase labor costs. Explore the study's findings, the debate over sustainable funding, and the impact on high earners and employers.…

A 2023 trend report reveals a shift in private health insurance (PKV) purchasing behavior. New customers are older and increasingly prioritize low premiums over comprehensive benefits. Discover the most popular coverage options and the potential financial risks of underinsurance.…

German private health insurers (PKV) are achieving record premium income, but face a shrinking customer base and the need to attract new demographics. Explore the 2023 market outlook, financial stability, and what rising interest rates mean for future premiums.…

Get the latest insights on Germany's supplemental health insurance market. Discover why dental and corporate plans are booming, how 'budget tariffs' increase access, and which products are facing declining interest. Essential reading for smart insurance planning.…

Explore the 2022 solvency trends for Germany's private health insurance (PKV) providers. Discover which companies saw the largest declines in their capital ratios, understand the impact of rising interest rates, and learn what this means for policyholder security and premium stability.…

German Health Minister Karl Lauterbach confirms public health insurance (GKV) contributions will rise again in 2024 to avoid benefit cuts. Learn why the supplementary contribution is increasing, what alternative funding options were rejected, and how this impacts your household budget. Essential reading for financial planning.…

Discover key insights from a major report on out-of-pocket costs for Germany's public health insurance (GKV) members. Learn why the average person pays nearly €1,500 extra, how age and location impact expenses, and what this means for your financial planning. Essential reading for anyone navigating healthcare costs.…

Facing a multi-billion euro deficit, Germany's public health insurance (GKV) system is under strain. Explore the union's proposal to introduce capital funding alongside the current pay-as-you-go model, a debate mirroring challenges in U.S. Medicare funding. Understand the implications of raising contribution limits and the search for sustainable healthcare financing.…

Explore the latest data on Germany's private health insurance (PKV) emergency tariff. Learn why enrollment in this safety net plan increased in 2022, how it compares to other social tariffs, and what this trend means for policyholders. Get expert insights into navigating financial hardship and insurance options, with parallels to U.S. health coverage challenges.…

Discover which German private health insurance (PKV) companies significantly improved their financial stability in 2022. Our analysis highlights the top performers based on net solvency ratio gains.…

Health Minister Karl Lauterbach presents a draft law for the mandatory Electronic Patient Record (ePA) starting 2025. Learn about the opt-out system, data transfer challenges, and what this means for your healthcare privacy and efficiency.…

Facing a massive skilled labor shortage, German experts propose abolishing free family health insurance to incentivize full-time work. Learn how this controversial reform could impact families and the healthcare system.…

Explore the 2022 solvency ratios for German private health insurance (PKV) providers. Our analysis reveals which companies have the lowest financial resilience scores and what this means for policyholder security.…

A new survey reveals over 60% of Germans want long-term care insurance to cover all nursing home costs. Explore the financial burden of care, upcoming reforms, and why private supplemental coverage is becoming essential.…

A major data breach at Barmer, a leading German public health insurer, has exposed sensitive member information. Learn what data was stolen, the risks for policyholders, and crucial steps you must take to protect your identity and finances.…

Discover which German private health insurance (PKV) plans offer the best premium stability in 2023. Our analysis of the latest Morgen & Morgen ratings reveals key trends, top performers, and what it means for your private health insurance coverage.…