Discover why half of all German nursing home residents now rely on social welfare. This analysis explores the unsustainable cost spiral in long-term care, drawing parallels to challenges in US Medicare and Medicaid systems. Learn about the urgent need for reform and what it means for families.…

Analysis reveals German Private Health Insurance (PKV) premium adjustments will primarily impact long-term care coverage. While insurers show solvency strength, political risks and investment challenges remain. Learn how this compares to US Medicare and private insurance trends.…

Could eliminating the income ceiling (Beitragsbemessungsgrenze) in German public health insurance (GKV) lower premiums? The Left Party proposes a 'Solidarische Bürgerversicherung' (Citizen's Insurance), arguing it would stabilize finances. Explore the pros, cons, and potential impact on private health insurance (PKV).…

The strategic use of customer and health data is rapidly advancing. Discover existing models, key trends, and the future of data-driven healthcare as explained by Martina Scheuler and Klaus Thummert of Infosys. Learn how insurers can adapt to become central players in the health ecosystem.…

Dive deep into the world of expert health insurance consulting with Kai Gussmann, the 'KV-Papst.' This article explores his unique journey, his meticulous consultation strategy for private health insurance (PKV), and draws parallels to the US system with private health insurance and Medicare/Medicaid. Learn how to choose the best health insurance plan and find a top insurance advisor.…

Discover which German public health insurers (Krankenkassen) enjoy the strongest online reputation in 2025. The 'Höchste Reputation' study analyzes over 14.2 million online mentions to rank insurers based on digital perception. See the top 25 awarded insurers, including the industry winner.…

Generali Krankenversicherung AG enhances its mental healthcare offerings with the new digital program 'Mein MentalHealthCoach'. Partnering with HelloBetter and Prevent.on, this evidence-based initiative provides early, low-threshold support for anxiety and depression through online therapy and video consultations.…

Discover the top-performing German public health insurers (Krankenkassen) in digital customer proximity. The 2025 'Digitale Kundennähe' study ranks them against 2,000+ companies. See which insurers earned Gold, Silver, and Bronze for their outstanding digital services, apps, and online support.…

The financial pressure on Germany's statutory health insurance (GKV) is intensifying. New analysis warns that without structural reforms, contribution rates could skyrocket to 26% by 2050. Understand the causes of the deficit and what this means for your long-term healthcare costs and financial planning.…

The 2025 M&M rating of 90 disability income insurance (Krankentagegeld) plans reveals a stable market with a strong top group. 14 plans secure the top rating, highlighting the critical importance of this often-underestimated income protection. Discover the best providers and why this coverage is essential for your financial security.…

As healthcare costs rise, private health insurance (PKV) in Germany is becoming an attractive alternative for many. This in-depth interview with experts from 'Das KV-Haus' explores the growing appeal of PKV, the role of employer-provided health plans, and the future of health insurance advising. Learn about premium adjustments, tariff optimization, and key market opportunities.…

The market for private hospital supplement insurance remains robust. According to the latest M&M Rating 2025, 58 plans achieve the top 5-star rating, offering high benefit levels and customer-friendly terms. Discover the leading providers and what makes a top-tier policy.…

Daily sickness benefit insurance is a crucial safety net for self-employed individuals and employees alike. Discover the market leaders in this key segment of German private health insurance (PKV) and understand the trends shaping income protection coverage.…

Germany's public long-term care insurance is failing. Costs are skyrocketing while the system is structurally overwhelmed. The German Actuarial Association (DAV) calls for a major shift: stop expanding benefits, promote personal responsibility, and boost private, capital-backed coverage.…

Jens Baas, CEO of Techniker Krankenkasse (TK), warns of a wave of premium increases in Germany's public health insurance (GKV) starting in 2026. Without urgent reforms, total contribution rates could exceed 20%. Learn what this means for insured individuals and employers.…

Digital tools are convenient, but are they enough in a medical crisis abroad? Discover why 24/7 human support is non-negotiable for expatriate health insurance and how the right blend of technology and personal care protects your global employees.…

Is your company prepared for the dual threat of rising cyberattacks and complex international healthcare needs? Discover how to protect your global workforce with integrated digital security and expatriate health insurance solutions. Learn strategies for GDPR compliance, data protection, and ensuring seamless medical care worldwide.…

Discover essential digital tools like eSIM, telemedicine apps, and specialized platforms that improve safety, healthcare access, and efficiency for expats and international employees. Learn how to integrate these into your global mobility strategy.…

German private health insurance (PKV) premiums are set to rise by an average of 13% in 2026. Learn the reasons behind the increase, which policyholders are affected, and get actionable strategies to manage your rising healthcare costs.…

The German cabinet has raised the income thresholds for social security contributions (Beitragsbemessungsgrenze) for 2026. Learn how this affects your health insurance, pension payments, and eligibility for private health insurance (PKV). Calculate your new costs.…