Critical illness or 'dread disease' policies are often marketed as simple alternatives to disability insurance, but this is misleading. Philip Wenzel of Hannoversche explains the complexities, new developments, and why these policies are better suited as occupational or 'option' coverage.…

Trying to reach everyone means reaching no one. Frank Rottenbacher, Board Member of the education provider GOING PUBLIC!, explains how targeted communication drives results and why continuous learning is essential for financial and insurance advisors.…

Your income grows with your career, but your disability insurance benefit may not. Discover why the Guaranteed Insurability option (Nachversicherung) is a critical, yet overlooked, feature for long-term financial security. Learn how to protect your future earnings against the risk of disability.…

Learn why securing a disability income insurance (Berufsunfähigkeitsversicherung) for your child is crucial. Expert insurance advisor Matthias Helberg explains how early enrollment locks in coverage, prevents future uninsurability, and protects your family from financial risk due to illness or injury.…

New hazardous materials regulations can void your homeowners insurance. Learn how updated rules for storage, labeling, and disposal of chemicals impact coverage for renovations and repairs. Get expert advice from insurance lawyers on maintaining compliance and avoiding claim denials.…

Insurance and financial advisors meticulously protect their clients, yet often neglect their own professional liability coverage. Is your Errors and Omissions (E&O) insurance just a compliance checkbox, or a robust shield against existential financial risk? Learn why a tailored policy is non-negotiable for your practice.…

Orthodontic care is expensive. In Germany, public health insurance (GKV) often covers only the basics, leaving parents to pay for extras. Similarly, in the US, Medicare/Medicaid have limitations, making private dental insurance crucial. Learn why early planning for braces and orthodontic insurance is vital for your family's budget and your child's smile.…

Discover expert insurance agent career tips for beginners. Learn realistic expense management, client-centric strategies, and long-term thinking from Germany's first independent broker consultant, Dr. Alexandra Handerer. Compare insights with US private health insurance (like Marketplace plans) and Medicare/Medicaid systems for better understanding.…

A new study reveals Gen Z is actively saving for retirement but lacks crucial knowledge. 87% want a mandatory school finance class. Discover their priorities and the education gap in retirement planning.…

A new study reveals a dangerous disconnect: while 74% of Germans think about end-of-life planning, only 11% have life insurance. Discover the critical knowledge gaps, especially among young adults.…

German expert appraisers demand a federal law to regulate their profession, ensure quality standards, and improve compensation. Learn why this matters for insurance claims and consumer protection.…

Gen Z is becoming more optimistic and insurance-ready. Discover how digital content, trust, and life-event marketing can help insurers connect with young adults on platforms like TikTok.…

Germany's private insurance sector faces major disruption as union ver.di announces nationwide strikes on June 26. 180,000 employees demand fair wage increases amid record industry profits.…

An Oldenburg court ruling highlights the crucial difference between criminal and civil liability in insurance fraud. Learn why a farmer must repay his insurer even after being cleared in criminal court.…

A new Bitkom survey reveals 48% of Germans want fully digital claims handling, yet 54% distrust fully automated processes. Discover the key insights on customer expectations and the future of insurance technology.…

A Munich court has prohibited ADAC Insurance from using standard advice waivers in marketing. Learn how this landmark ruling strengthens consumer protection and why proper insurance consultation matters.…

A new BFV study reveals a crisis: over one-third of insurance brokers consider quitting due to overwhelming regulatory pressure. Discover the impact on time, small businesses, and client advice, and learn about potential solutions.…

German insurance employees are on strike nationwide after wage negotiations collapsed. ver.di union demands a 12% raise, rejecting employer offers as inadequate. Learn about the strike impact, key cities affected, and the next negotiation round.…

The 2025 collective bargaining negotiations between ver.di and German insurance employers have reached a critical point. After a nationwide strike, both sides are under pressure to agree on wages for 180,000 employees. Get the latest updates on offers, demands, and potential outcomes.…

Discover the pivotal life events—like buying a home or having a child—that motivate people to purchase term life insurance. Learn why young adults are underinsured and how to start the crucial conversation about family financial protection.…