Learn how the ongoing labor disputes between German insurance unions and employers could impact policyholders, service quality, and the stability of your private health insurance (PKV) or statutory health insurance (GKV).…

A German court clarified that volunteers at a museum are not in an employment relationship requiring social security payments. This ruling protects non-profits and volunteers from undue contribution demands. Learn the key factors that distinguish volunteer work from formal employment.…

A historic power outage in Spain and Portugal caused massive economic disruption, with losses estimated between €2.25 and €4.5 billion. This event underscores the vital importance of Business Interruption (BI) and contingent business interruption insurance for companies worldwide.…

Dr. Alexandra Handerer, Germany's first independent broker consultant, shares her unique model for supporting insurance agents. Discover how her network provides better service, higher commissions, and sustainable growth strategies for brokers in a competitive market.…

AI-generated deepfakes are no longer a futuristic threat—they are targeting insurance claims and customer interactions today. Learn how synthetic media undermines trust, fuels fraud, and what insurers must do to protect their processes, policies, and reputation in the digital age.…

A German court has ruled against Allianz, prohibiting the unilateral reduction of annuity conversion factors in Riester pension plans. This landmark decision upholds policyholder rights and the principle of contractual fairness in retirement insurance. Learn what this means for your pension savings.…

Synthetic data is revolutionizing insurance, enabling AI training, fraud detection, and product development without privacy concerns. But its risks are real. Learn how insurers can harness this technology responsibly for competitive advantage.…

The proposed blanket exclusion for PFAS (Forever Chemicals) in insurance policies threatens critical industries. Learn why a nuanced, risk-based approach is essential for companies in manufacturing, tech, and energy, and how to secure coverage in a hardening market.…

AI promises huge efficiency gains for insurers, but legacy systems and compliance risks block success. Discover why process orchestration is the essential foundation for deploying AI in claims, underwriting, and customer service while maintaining control and regulatory compliance.…

For insurance agents and brokers, Google Reviews are now your most powerful sales tool. Learn how online reputation drives trust, improves local SEO ranking, and directly converts prospects into clients. A step-by-step guide to mastering review management.…

Many businesses are founded by multiple partners—but what happens if a co-founder dies? Term life insurance ensures operations don't falter. Dirk Felten, Head of Broker Services at EUROPA Lebensversicherung, explains why this coverage is essential.…

Collective bargaining for private insurance sector employees remains deadlocked. Despite an improved employer offer, the ver.di union deemed it 'still insufficient.' Pressure is set to increase with further warning strikes.…

Cyberattacks are not just for big corporations. Small and medium-sized businesses (SMBs) are prime targets for hackers. Discover why 'hiding' is no longer an option and how modern cyber liability insurance provides essential financial protection, crisis support, and risk prevention for your company.…

Battery storage is key to the energy transition, but its risks—fire, thermal runaway, business interruption—are significant. Learn how insurers assess BESS projects, what safety measures are required, and how to secure proper coverage for utility-scale and commercial battery storage systems.…

Inflation is driving up legal dispute costs, making legal expense insurance more critical than ever. Dirk Schawjinski, Sales Board Member of KS/AUXILIA, explains market strategies, the impact of LegalTech, and why this is a lucrative field for insurance advisors.…

Is your home or property underinsured? Learn how inflation, renovations, and outdated policies create dangerous coverage gaps. Expert Lars Schliewe explains the 'coinsurance penalty' and how to avoid massive out-of-pocket costs after a disaster.…

Discover how AI dashcams and real-time telematics data are revolutionizing commercial auto insurance. Learn how insurers like KRAVAG use predictive analytics for accident prevention, lower premiums, and becoming strategic risk partners for fleet operators.…

Critical illness or 'dread disease' policies are often marketed as simple alternatives to disability insurance, but this is misleading. Philip Wenzel of Hannoversche explains the complexities, new developments, and why these policies are better suited as occupational or 'option' coverage.…

Trying to reach everyone means reaching no one. Frank Rottenbacher, Board Member of the education provider GOING PUBLIC!, explains how targeted communication drives results and why continuous learning is essential for financial and insurance advisors.…

Your income grows with your career, but your disability insurance benefit may not. Discover why the Guaranteed Insurability option (Nachversicherung) is a critical, yet overlooked, feature for long-term financial security. Learn how to protect your future earnings against the risk of disability.…