Accidentally put the wrong fuel in a car or had a shopping cart damage another vehicle? Your homeowners or renters liability coverage likely won't cover it. Learn about the 'auto use exclusion,' what it means for you, and how to avoid coverage gaps.…

Fynn Wolken, Digital Innovation Manager at Wertgarantie, discusses targeted collaborations—currently with AI startup muffintech—in our podcast. He explains why it pays to 'buy' innovation early, which quality seals are crucial for startups, and how generative AI is transforming customer service. Plus, he reveals what insurers should consider in partnerships and shares lessons from working with over 800 founders.…

Cyber threats are increasing rapidly, hitting small and medium-sized enterprises (SMEs) particularly hard. Vincenz Klemm, Managing Director of the underwriting agency Baobab Insurance, explains why technical protection alone is no longer sufficient and how cyber, e-crime, and IT liability insurance combine to form an effective protection strategy.…

Discover how co-heir settlements (Teilerbauseinandersetzung) can prevent costly legal battles over inherited homes. This model provides liquidity to selling heirs while preserving ownership for others, offering a unique opportunity for insurers and investors.…

Discover the latest ranking of Germany's biggest public health insurers (GKV). See which Krankenkassen gained or lost members in 2025, understand the impact of rising supplementary contributions, and learn what drives the record wave of health insurance switches. Essential guide for expats and employees choosing statutory health coverage.…