SPD and Greens propose raising the income contribution cap (Beitragsbemessungsgrenze) for public health insurance (GKV). We analyze this potential reform, its financial implications for high earners, and how it could affect the choice between GKV and private health insurance (PKV).…

The new German Long-Term Care Support and Relief Act (PUEG) brings higher premiums starting July 2023 and modest benefit increases. Expert Margit Winkler analyzes whether the reform truly helps families or leaves them to prepare on their own. Understand the key changes to statutory long-term care insurance.…

Explore European consumer credit as a compelling fixed income investment. Discover how this asset class offers stable returns, low volatility, and diversification beyond traditional bonds in today's rising rate environment.…