The German state of Saxony has passed legislation allowing its civil servants to freely choose between public and private health insurance starting in 2024. This article explains the 'Hamburg Model,' its implementation in Saxony, and compares the German GKV/PKV systems to US healthcare options like Medicare and private insurance.…

The EU Retail Investment Strategy aims to encourage more citizens to use capital markets for long-term security. However, German insurers argue the current proposals may hinder product choice and access to advice. Discover the critical areas needing improvement and what it means for your financial planning.…