Did you know raising children can increase your German state pension? This guide explains child-rearing credits (Kindererziehungszeiten), how to claim them, and how they compare to US Social Security benefits for parents. Maximize your retirement income with expert tips from ARAG legal expert Tobias Klingelhöfer.…

The German Insurance Consumer Association (BdV) has nominated Advigon, Helvetia, and Wetterheld/Wakam for the 'Versicherungskäse 2023' award, highlighting policies with questionable value, high costs, or significant coverage gaps. Learn what makes these products controversial and how to spot poor insurance offers.…