A landmark court case shows how skipping a simple safety inspection, like for a pizza oven, can lead to a complete denial of your insurance claim. Learn about policyholder duties, safety obligations, and how to protect your coverage.…

A recent court ruling clarifies when insurance agents and brokers must repay commissions. Learn about the 'first premium rule,' the insurer's duty to follow up, and how to protect your income from costly chargebacks.…