Discover how insurance broker Henning Trenkamp successfully combines traditional brokerage with tech innovation. Learn about his platform werversichert.es, rural social media strategies, and insights for insurance agents and brokers.…

Administrative cost ratios are a key metric for evaluating the efficiency of private health insurance (PKV) providers. This analysis reveals which German PKV insurers have the best and worst cost ratios, explaining what these numbers mean for policyholders. We also draw parallels to administrative costs in US private health insurance and Medicare/Medicaid to provide a comprehensive international perspective on insurance efficiency.…

Dr. Rainer Reitzler, CEO of Münchener Verein, argues that Germany's record health spending unfairly burdens public insurance (GKV) members. With rising energy costs and inflation, he critiques the GKV Financial Stabilization Act for raising premiums instead of implementing real reform. This analysis explores the funding crisis, missed relief opportunities, and parallels to US healthcare cost debates. Essential for understanding health insurance affordability.…