Freiburg economist Bernd Raffelhüschen proposes radical cost-sharing for Germany's statutory health insurance (GKV): patients could pay up to €2,000 annually out-of-pocket, with smokers, the obese, and risk-sport participants facing even higher costs. Health Minister Karl Lauterbach (SPD) firmly rejects the plan as socially unbalanced. Explore the debate on containing healthcare costs, the potential impact on patients, and lessons from past failed policies.…

Discover how insurance agents and brokers can leverage Artificial Intelligence (AI) to significantly increase sales, improve customer retention, and master cross-selling. Learn practical strategies from industry experts on implementing AI tools like marketing automation and predictive analytics to grow your business.…

Water damage is the leading cause of property insurance claims. Discover how leak detection and automatic water shutoff systems can reduce damage costs by up to 25% and protect your home or business.…