time: 24.08.2022

Disability Insurance as 'Job Protection': How Target-Group Products Reduce Claims Scrutiny

24.08.2022 Insure2000 Editorial Team

Discover how Germany's Deutsche Anwalts- und Notar-Versicherung (DANV) created a revolutionary disability insurance product that functions as 'job protection.' Learn about their unique advisory board approach, simplified underwriting, and how this model could apply to US disability insurance markets. Get expert insights on occupational disability coverage for professionals.…

Should Smokers and Drinkers Pay More for Health Insurance? A Look at Funding Gaps in Germany and the US

24.08.2022 Insure2000 Editorial Team

Facing a multi-billion euro funding gap, German public health insurers propose a controversial solution: using tobacco and alcohol tax revenue to plug the hole. This article explores the debate on risk-based health insurance contributions, comparing Germany's GKV system with private insurance (PKV) and drawing parallels to funding challenges in US healthcare, including Medicare and Medicaid.…