A Munich court recently forced an insurer to cover €1,128 in trip cancellation costs after its own medical advisory service recommended canceling. This landmark travel insurance ruling highlights the binding nature of insurer-provided advice and offers key lessons for US travelers on protecting their claims.…

Starting in 2025, midwives in Germany offering obstetric care will face higher malpractice insurance premiums. This article explains the new insurance contract, compares the German PKV/GKV system to US private insurance and Medicare/Medicaid, and analyzes the impact on maternity care access and midwife shortages.…