The German Artist Social Security Levy (Künstlersozialabgabe) increases from 4.2% to 5.0% in 2023. We explain what this means for businesses hiring freelancers, how the unique Artist Social Fund (KSK) works, and compare this system to self-employed health insurance options in the US.…

A shocking new study warns of a €33 billion deficit in Germany's public health insurance by 2025, threatening massive premium hikes. We analyze the causes, compare the systemic pressures to those in US Medicare, and explain what this means for your family's healthcare costs and insurance planning.…