German private health insurers propose a new generational contract for long-term care, aiming to limit public contributions and shift costs to private savings. This article analyzes their plan, compares Germany's social care insurance (SPV) and private supplemental plans (Pflegezusatzversicherung) with US systems like Medicaid and private LTC insurance, and examines the critical gaps in the argument for future generations.…

Allianz X, the venture capital arm of insurance giant Allianz, faces challenges with its investment in online bank N26 amid fraud and money laundering allegations. CEO Nazim Cetin offers measured criticism while defending the firm's 33% annual return strategy. Discover what this means for fintech regulation and consumer protection.…

Learn why the 'This is not financial advice' disclaimer from online influencers is often misleading. Understand the legal risks, how regulated financial advisors protect you, and how to spot red flags in unregulated investment 'coaching'.…