Expert Paul Ristock explains the complexities of photovoltaic (PV) insurance. Learn why premiums are increasing, key coverage pitfalls to avoid, and how to ensure your solar energy system is fully protected against fire, theft, and weather damage. Essential reading for homeowners and insurance advisors.…

Explore the recent legal dispute at Allianz Re over return-to-office policies. This case study examines employer directives, employee rights, and how similar workplace conflicts might arise in the context of U.S. health insurance companies, private health insurance (like UnitedHealthcare or Aetna), and government programs (Medicare/Medicaid). Understand the balance between management authority and workforce consultation.…

A viral Twitter thread exposes shocking customer service gaps in German sick pay insurance (Krankentagegeld). Learn what this means for you, see US parallels with Short-Term Disability Insurance, and get tips to avoid similar pitfalls with your own health and income protection plans.…

Explore the debate on insurance commission bans with expert Martin Klein. Understand the value of financial advisors in times of crisis, drawing parallels between German PKV/GKV and US Private Health Insurance/Medicare & Medicaid. Learn why a ban is unlikely and how fee structures impact you.…

Expert Anja Glorius explains why German private health insurers (PKV) still struggle with psychotherapy coverage and why students need early policy options. Essential reading for insurance advisors.…

VOTUM Board Member Martin Klein discusses why insurance brokers maintain positive client relationships despite industry image challenges. Learn about investor trends, succession planning, and sustainability.…

BVK President Michael H. Heinz explains why Germans are satisfied with commission-based insurance advice. Learn about market trends, investor influence, and the future of insurance brokerage.…

An insurance broker management program (MVP) alone doesn't create a digital agency. Discover why data services and pattern recognition are the true keys to automation and growth. Learn how platforms like mobilversichert are moving beyond MVP 2.0 to build the future for insurance advisors.…

Swiss Life's Stefan Holzer explains how quality is built into disability insurance products. Learn about financial strength, claims handling, and product design in income protection insurance.…

Transferring property during your lifetime can save significant inheritance tax. Expert Andreas Maage explains how to use gift tax exemptions, retain income with a usufruct, and structure the deal to protect both donor and recipient in this comprehensive estate planning guide.…

Can a building influence teamwork and innovation? In the Digital Insurance Podcast, SDK's IT Board Member Ralf Oestereich reveals how their new headquarters fosters collaboration, supports hybrid work, and acts as a physical 'artifact' of corporate values and culture.…

For commercial pilots, a standard disability insurance policy falls short. Expert Ralf D. Weinand explains why a specialized Loss-of-Licence (LoL) clause is essential, detailing key pitfalls to avoid and how to secure comprehensive coverage that protects your career and income.…

Discover a systematic customer win-back strategy that provides a crucial competitive edge. Learn why retaining existing clients, whether for Private Health Insurance (PKV) or Statutory Health Insurance (GKV), is significantly easier and more cost-effective than acquiring new ones. We'll draw parallels to the US market, comparing strategies relevant to Private Insurance and Medicare/Medicaid.…

This Mother's Day, go beyond flowers. Financial expert Margit Winkler explains the critical documents, insurance policies, and investment strategies every mother needs to protect her children, secure her own future, and build lasting financial independence.…

The IT skills gap is a major challenge for insurers. In this Digital Insurance Podcast recap, R+V's Miriam Stein reveals how insurance companies are adapting their recruitment, leveraging stability as a key advantage, and building internal task forces to win the war for tech talent.…

The German Insurance Ombudsman's 2022 report reveals a significant 15.7% drop in consumer complaints. Discover which insurance lines saw the most issues, how complaints against brokers fared, and what this trend means for your policyholder rights and satisfaction.…

The new Building Energy Act (GEG) mandates heating system upgrades, but what does this mean for your home insurance? Experts Prof. Dr. Dirk Carsten Günther and Dennis Sturm explain the implications for fire risk, claims settlements, and premium calculations in this essential guide for homeowners.…

IGVM Chairman Stefan Rumpp discusses commission bans, market consolidation, and why data control will determine success for insurance brokers. Essential reading for independent agents.…

The market for Basic Ability Insurance (Grundfähigkeitsversicherung) has rapidly evolved, offering new modular options but also creating complexity. This expert analysis explores the product's development, key differences from Disability Insurance, and how to choose the right policy for your needs without unexpected surprises.…

Rising inflation is forcing consumers to reevaluate budgets. A new Guidewire survey reveals 56% of Germans likely to reduce insurance expenses. Discover which policies are at risk and how to prioritize essential coverage.…