Supplemental Health Insurance Market 2023: Growth, Trends, and What's Losing Steam
Get the latest insights on Germany's supplemental health insurance market. Discover why dental and corporate plans are booming, how 'budget tariffs' increase access, and which products are facing declining interest. Essential reading for smart insurance planning.…
Insurance Industry Hauls 700kg of Ghost Nets: A CSR Best Practice Case Study
The 'Project Ostfriesland' initiative, led by insurance broker Timo Vierrow and supported by the industry, removed 700kg of deadly ghost nets from the North Sea. This case study shows how the insurance sector can turn Corporate Social Responsibility (CSR) from a buzzword into impactful environmental action.…
Private Health Insurance 2023: Record Revenue Meets Critical Challenges
German private health insurers (PKV) are achieving record premium income, but face a shrinking customer base and the need to attract new demographics. Explore the 2023 market outlook, financial stability, and what rising interest rates mean for future premiums.…
New PKV Policyholders Focus on Price Over Coverage: A Risky Trend?
A 2023 trend report reveals a shift in private health insurance (PKV) purchasing behavior. New customers are older and increasingly prioritize low premiums over comprehensive benefits. Discover the most popular coverage options and the potential financial risks of underinsurance.…
Raising the Health Insurance Income Ceiling: Billions in Revenue vs. Economic Cost
A political proposal to raise Germany's public health insurance (GKV) income ceiling could generate billions in revenue but increase labor costs. Explore the study's findings, the debate over sustainable funding, and the impact on high earners and employers.…
Debunking 5 Common Myths About Private Health Insurance (PKV): A Data-Driven Guide
Is private health insurance (PKV) unaffordable as you age? We tackle this and other widespread misconceptions head-on. Using survey data and official statistics, we debunk the top 5 prejudices against German private health insurance, providing clarity for informed decision-making on your healthcare coverage.…
Zurich Germany Restructures Leadership to Boost Customer Focus and Digital Growth
Zurich Gruppe Deutschland announces a major organizational overhaul, merging key divisions to enhance efficiency, customer-centricity, and digital transformation in the competitive insurance market.…
Deutsche Familienversicherung (DFV) Appoints New IT Board Member, Signaling Tech-Driven Strategy
Deutsche Familienversicherung (DFV) strengthens its executive team with the appointment of Bettina Hornung as IT Board Member, highlighting a strategic focus on technology and digital transformation in the competitive insurance market.…
Top Private Health Insurance (PKV) Providers: Market Leaders, Premium Trends & Financial Stability in 2022
How did leading private health insurance (PKV) companies perform during the economic challenges of 2022? We analyze premium trends, financial resilience, and market dynamics for Germany's top PKV providers, offering crucial insights for your insurance planning.…
Winning the Talent War in Insurance: Why a Fruit Basket Isn't Enough Anymore
The insurance industry faces a critical talent shortage. Discover how leading insurers like Münchener Verein are adapting to Gen Z's demands with modern workplaces, flexible models, and strategic employer branding to attract and retain top talent.…
How Raising Children Boosts Your German Pension: A Complete Guide to Child-Rearing Credits
Did you know raising children can increase your German state pension? This guide explains child-rearing credits (Kindererziehungszeiten), how to claim them, and how they compare to US Social Security benefits for parents. Maximize your retirement income with expert tips from ARAG legal expert Tobias Klingelhöfer.…
Worst Insurance Products 2023: Advigon, Helvetia, Wetterheld Compete for 'Insurance Cheese' Award
The German Insurance Consumer Association (BdV) has nominated Advigon, Helvetia, and Wetterheld/Wakam for the 'Versicherungskäse 2023' award, highlighting policies with questionable value, high costs, or significant coverage gaps. Learn what makes these products controversial and how to spot poor insurance offers.…
German Long-Term Care Reform 2023 (PUEG): Will It Improve Care? Premiums, Benefits & What You Need to Know
The new German Long-Term Care Support and Relief Act (PUEG) brings higher premiums starting July 2023 and modest benefit increases. Expert Margit Winkler analyzes whether the reform truly helps families or leaves them to prepare on their own. Understand the key changes to statutory long-term care insurance.…
German Health Insurance Reform: Proposed Income Cap Hike & Its Impact on Public vs. Private Coverage
SPD and Greens propose raising the income contribution cap (Beitragsbemessungsgrenze) for public health insurance (GKV). We analyze this potential reform, its financial implications for high earners, and how it could affect the choice between GKV and private health insurance (PKV).…
European Consumer Credit: A Fixed Income Alternative for Yield-Seeking Investors
Explore European consumer credit as a compelling fixed income investment. Discover how this asset class offers stable returns, low volatility, and diversification beyond traditional bonds in today's rising rate environment.…
Radical Proposal: Cutting Dental & Homeopathic Coverage from German Public Health Insurance
A leading public health insurance (GKV) fund chief proposes drastic cuts, including removing all dental care and homeopathy from coverage. We analyze the potential impact on patients, costs, and the growing need for private supplemental insurance.…
Claims Communication: Why Phone Calls Are Still King for Insurance Customers
Discover how insurance customers prefer to communicate during a claim. New data reveals the phone is the top choice, while mobile apps are losing favor. Learn key insights for improving customer satisfaction in claims management.…
Celine Nadolny on Entrepreneurship, Women in Finance, and Why You Should Start a Side Hustle | Insurance & Financial Advice
Forbes '30 Under 30' honoree Celine Nadolny shares expert insights on self-employment, financial literacy for women, and navigating the finance industry. Learn how to spot trustworthy financial influencers, why entrepreneurship is less risky than you think, and get actionable tips for starting your own business. Essential reading for insurance professionals and aspiring entrepreneurs.…
Higher Earners to Pay More? German Coalition Proposes Raising Health Insurance Contribution Ceiling
SPD and Greens propose raising the income ceiling for German public health insurance (GKV) contributions, meaning higher earners would pay hundreds more per month. Explore the plan, its impact, and the political debate.…
Neobrokers Like Trade Republic in Crisis? How the EU's Commission Ban Threatens Retail Investing
The EU's proposed ban on commissions for 'execution-only' trades could disrupt neobrokers like Trade Republic. Explore the potential impact on fees, investor access, and the future of low-cost investing in Europe.…