These Claims Service Providers Excel from a Customer Perspective
Discover which claims service providers stand out for customer satisfaction in the 2026 ranking. Learn how these behind-the-scenes experts impact your insurance experience, from claim handling to repair coordination, and see which companies top the list.…
Disability Insurance Stability Rating: Only a Few Providers Convince – Transparency Remains a Weak Point
A new stability rating for disability insurance (Berufsunfähigkeitsversicherung) reveals that only a small group of top-tier providers achieve the highest marks, while most fall in the middle. Transparency issues persist, with 15 insurers lacking sufficient data for evaluation. See which companies lead and what this means for your long-term coverage.…
BGH: Debeka Wins Partial Victory in Surrender Fee Dispute
The German Federal Court of Justice (BGH) has ruled in favor of Debeka's market-dependent surrender fee clause, confirming its transparency and validity. The clause protects the insured community from interest-rate-driven cancellations. Learn what this means for your life insurance policy.…
Insurance Brokers Lose 'Independent' Status: Lured by the Promise of Independence
A recent court ruling restricts insurance brokers from advertising as 'independent' if they receive commissions from insurers. Learn how this affects your choice of broker and what it means for transparent advice in the insurance market.…
Immonet Shutdown Opens New SEO Opportunities for Brokers
The shutdown of Immonet, a major real estate portal, is reshaping search results and creating rare growth opportunities for financial advisors and insurance brokers. Learn how to leverage this market shift for better visibility in financing and property insurance topics.…
GKV: These Health Insurance Funds Are Considered Particularly Future-Oriented
Which German public health insurance funds (GKV) are seen as most future-oriented by their members? A new study reveals top performers in digitalization, telemedicine, and preventive care. Discover the winners and what this means for your health coverage choices.…
"A Building Without Insurance Could Soon Be No Longer an Exception"
Homeowners insurance is at a structural turning point. Rising costs, extreme weather, and stricter regulations are making coverage more expensive and harder to obtain. Learn how this shift affects property owners and why proactive risk management is now essential.…
Safety First: How German Investors Prioritize Security Over Returns (and What You Can Learn)
Discover why 75% of German investors choose guaranteed payouts over higher returns. Learn how geopolitical fears, inflation, and a focus on stability shape their strategies—and how these insights can help you build a more secure retirement plan in the U.S.…
Why Market Rotations Don't Replace the Strategic Relevance of AI Stocks – A Guide for Long-Term Investors
Learn why short-term market rotations like the Halo-Trade don't diminish AI's long-term investment value. Discover how AI infrastructure, computing power, and productivity applications remain key drivers for your portfolio, with insights from portfolio managers Christian Hintz and Tilmann Speck of the AI Leaders fund.…
Record Damage from Marten Bites: Costs Soar to €157 Million in 2024
Marten bites caused a record €157 million in car damage in 2024, with 252,000 claims filed. Learn why liability insurance won't cover this and how comprehensive coverage can protect you from costly repairs.…
Natural Disaster Insurance: Why You May Be Underinsured and Why Most Americans Support Mandatory Coverage
Many homeowners believe they are adequately insured against natural disasters, but a significant coverage gap exists. Meanwhile, support for mandatory natural disaster insurance is growing. Learn how this compares to the US private health insurance and Medicare/Medicaid landscape.…
Disability Insurance: Why Your Employer Could Be the Key to Protecting Your Income
Losing your ability to work is one of the biggest financial risks you face. Yet many employees are underinsured. Learn how group disability insurance through your employer can bridge the gap, similar to how employer-sponsored health insurance works in the US.…
Federal Administrative Court: Debeka Loses Battle Over Health Data
Private health insurers cannot evaluate submitted invoices without policyholder consent to identify participants for wellness programs. Germany's Federal Administrative Court overturns lower court rulings, delivering a painful defeat to Debeka.…
What Really Matters in Financial Advice: It's Not Just About Returns
Discover why investors value relationship and security over performance in financial advice. Learn how behavioral coaching and quality time with your advisor can boost returns and peace of mind—insights from Vanguard's latest study.…
The Insurance Gap for Short-Term International Assignments: A Critical Risk for Businesses
Companies face a dangerous coverage gap for employees on 3-12 month international projects. Standard travel insurance falls short, and expat plans are overkill. Learn about this emerging risk and the specialized solutions for business insurance.…
Insurance Comparison Tools: Why Over-Reliance Hurts Your Practice & How to Shift Your Strategy
Are insurance comparison calculators limiting your success? A former agency manager turned independent broker reveals why over-reliance on price tools weakens your client value and negotiation power, and shares a better strategy for long-term growth.…
Why AI Projects Fail at Insurance Companies: The Organizational Roadblocks
89% of insurers have an AI strategy, yet most projects fail. Discover the key organizational, cultural, and strategic hurdles blocking AI success in insurance and learn how to overcome them.…
GVV Insurance Data Breach: Hackers Access Customer Data, Lessons in Cybersecurity
GVV Versicherungen suffered a hacker attack, exposing data of 2,600 customers. Learn the details of the breach, the insurer's response, and key takeaways for data security in the insurance industry.…
The Disability Insurance Gender Gap: Why Women Worry More But Insure Less
A new study reveals a critical gap: women are more concerned about long-term disability than men, yet are significantly less likely to have disability insurance. Discover the reasons and key sales opportunities for advisors.…
NIS2 Compliance & Cyber Insurance: How New Laws Can Void Your Coverage
NIS2 regulations are changing cyber insurance. Learn how non-compliance can lead to denied claims, personal liability, and loss of coverage. Protect your business with a compliant strategy.…