Disability Insurance: How Long Does Disability Actually Last on Average?
Disability lasts longer than most people think—nearly eight years on average. Yet financial protection often falls far too short. A new analysis reveals the biggest risks and why adjusting your coverage is critical.…
Til Schweiger Wins Legal Battle Against Hiscox: Key Lessons for Policyholders
Actor Til Schweiger wins a high-profile insurance dispute against Hiscox, securing approximately €386,000 plus interest. The Munich court ruled on complex combined claims from a pipe burst and subsequent fire. Learn what this means for your own coverage.…
Underwriters, Brokers, and Agents: The Underestimated Players in Insurance Explained
In the complex world of insurance, terms like insurer, agent, broker, and underwriter (Assekuradeur) are key. This guide explains their roles, differences, and what insurers expect from each partner—helping you navigate the industry like a pro.…
Storytelling: The Superpower for Sales Success
Great storytelling can transform your sales approach. People are inspired by compelling stories, not dry facts and figures. Learn how to find, craft, and share stories that captivate your audience and boost your results.…
The Mobile Protection Gap: Why Consumers Realize the Risks Too Late
Your smartphone is a digital vault for your life, but most people leave it dangerously unprotected. Discover the growing risks and why insurers have a massive opportunity to close the mobile protection gap.…
Top Property & Casualty Insurers for Brokers: Which Companies Are Most Broker-Friendly?
A new study reveals which property and casualty (P&C) insurers are most broker-oriented from a broker's perspective. Discover the top-rated providers and what makes them stand out, with insights comparable to how US P&C insurers partner with independent agents.…
Health Insurance Reform: 66 Explosive Recommendations That Could Change Your Coverage
An expert commission has proposed a radical reform package for Germany's public health insurance (GKV), with billions in potential savings—but also higher costs for you. Learn how this compares to private health insurance and Medicare/Medicaid debates in the US.…
Top Health Insurers for Brokers: Which Companies Are Most Broker-Friendly?
A new study reveals which health insurance companies are most broker-oriented from a broker's perspective. Discover the top-rated providers and what makes them stand out, with insights comparable to how US private health insurers partner with agents and brokers.…
Financial Industry, Wake Up! Arrogance, Greenwashing, Digital Chaos – And Why I Criticize Myself Too
Are you tired of an industry that still faxes PDFs in 2026? I'm Stephan Busch, and I'm calling out the arrogance, greenwashing, and lack of innovation in finance. But I'm also pointing the finger at myself. Read this honest self-critique and join the conversation to make our industry better.…
Sustainability in Sales: Why Agencies Must Deliver Now
Sustainability in insurance sales has shifted from a voluntary add-on to a regulatory must. Agencies that integrate ESG into daily processes and advisory can turn it into real value. Learn how to close the gap between regulation and practice, boost client trust, and stand out in a competitive market.…
Broker Ratings: Which Life Insurers Are Most Broker-Friendly?
Discover which life insurers top the charts for broker orientation in the latest 'Makler-Champions 2026' study. See the top 9 ranked companies and learn how they score on integration, enablement, and added value for brokers like you.…
Financial Education, RevierEngel, and the Insurance Agency of 2030
Niko Stemmermann returns to the Königsmacher podcast after 4.5 years. From RevierEngel to a personal brand on Instagram, he shows how social media works as a real sales channel. Discover his journey, his financial education formats, and his 'Agency 2030' coaching program.…
Health Insurance: Coalition Plans to End Free Spousal Coverage – What It Means for You
The German government is planning to cut free spousal health insurance coverage. Health insurers say it's not enough and call for deeper reforms. Learn how this compares to spousal coverage rules in US private health insurance and Medicare.…
Protection Gaps in Consumer Loans: Which Risks Are Often Underestimated?
Consumer loans are a part of daily financial life, but many borrowers overlook key risks like income loss, rising interest rates, and complex contract terms. Learn how to identify and close these protection gaps with smart planning and the right insurance options.…
Why Traditional Agent Websites No Longer Cut It
Insurance customers now expect far more from agent websites and digital services than ever before. Yet personal advice remains the most important touchpoint. A new study shows the future lies in blending human expertise with digital convenience.…
These Health Insurers Excel in Customer Service – The 2026 Advisory Champions Revealed
Discover which health insurance companies stand out for exceptional advisory quality, as rated by policyholders. This guide highlights the top-ranked insurers in the 2026 Advisory Champions study, helping you choose a plan with trusted support for your medical needs.…
Investing: Safety, Flexibility, and Returns Still Trump Sustainability for Most Germans
Sustainability matters to 53% of German investors, but only 8% call it their top priority. Discover how safety, flexibility, and returns dominate—and why ESG investing is still a growing trend, not a revolution. Insights for U.S. investors too.…
Cybersecurity in Industry: An Overview of New EU Rules – and What They Mean for U.S. Companies
New EU regulations like the Cyber Resilience Act, NIS2, and the Machinery Regulation are reshaping industrial cybersecurity. Learn how these rules affect manufacturers, operators, and insurers—and why U.S. firms should take note to stay compliant and competitive.…
Homeowners Insurance: When the Dry Rot Clause Leads to Zero Coverage
A recent court ruling confirms that insurers can limit coverage to isolated moisture damage, excluding dry rot (fungus) claims. Learn how the dry rot exclusion in homeowners insurance works and what it means for your policy, especially if you own a property with wooden structures.…
Generational Transition in Financial Advice for Women: Why Succession Is a Matter of Trust
Financial advice for women is about more than returns—it's about life decisions, security, and self-determination. Discover how a carefully planned succession preserves trust during a generational change, and why empathy and transparency are key to a smooth transition.…