BGH Ruling: When Do Claims for Reimbursement of Invalid Private Health Insurance Premium Increases Expire?

19.11.2021 Insure2000 Editorial Team

A recent Federal Court of Justice (BGH) ruling clarifies the statute of limitations for reclaiming overpaid premiums after an invalid private health insurance (PKV) rate hike. Learn the critical deadlines and legal requirements for policyholders, with insights applicable to understanding insurance claim disputes in both German and US contexts.…

Private Health Insurance Market 2020: Winners and Losers in Supplemental Coverage

15.11.2021 Insure2000 Editorial Team

Explore the 2020 German private health insurance (PKV) market trends. While full coverage stagnates, supplemental health insurance (Krankenzusatzversicherung) is booming. Discover which insurers gained the most customers, which lost ground, and what this means for your coverage choices. We also draw key parallels to the US supplemental insurance market (Medigap, Dental, Vision) to provide a complete, actionable analysis for informed decision-making.…

From Punk Rocker to Insurance Broker: How Rainer Schamberger Masters Niche Marketing for Tradespeople

12.11.2021 Insure2000 Editorial Team

Discover the unique journey of Rainer Schamberger, a former punk rocker turned successful insurance broker specializing in bakers and chimney sweeps. Learn his hybrid marketing strategy blending high-impact Facebook ads with essential offline networking. Get insights on lead generation, client acquisition, and why focusing on a niche market is key to success in the insurance industry. A must-read for insurance agents and financial advisors.…

Depression in the Workplace: 1 in 5 Employees Affected - Causes, Stigma, and Insurance Solutions

11.11.2021 Insure2000 Editorial Team

Shocking statistics reveal 1 in 5 German employees has been diagnosed with depression. This comprehensive guide explores workplace mental health, debunks myths about causes, and highlights the critical role of health insurance. Learn how private health insurance (PKV) and public insurance (GKV) cover treatment, the importance of disability insurance (BU), and actionable steps for employers and employees to foster a supportive environment and ensure financial protection.…