Financial Pessimism in 2022: Why Germans Are Worried About Money and How to Fight Inflation
A new Postbank survey reveals record-low financial optimism among Germans for 2022. Discover the key drivers like inflation, the gender gap in financial security, and actionable strategies to protect your savings and build resilience.…
"Private Health Insurance Policyholders Are Not Second-Class Citizens!" Calls for Reform Grow
Axel Kleinlein of the German Insurance Consumer Association (BdV) joins private insurers in demanding legislative reforms to prevent sharp premium hikes in the PKV system. Discover the proposed changes, including adjusting contribution triggers and the legal surcharge, and what this debate means for the future of private health insurance.…
Allianz Launches 'WOW' Global Work Standards: 40% Remote Work & Cross-Border Flexibility
Allianz Group introduces its global 'Ways of Working (WOW)' model, mandating at least 40% remote work and enabling up to 25 days of international work per year. Discover how this insurance giant is redefining workplace flexibility, agile methods, and employee well-being.…
Secret Shopper Sting: BaFin Exposes Major Flaws in German Bank Investment Advice
A BaFin undercover investigation reveals 1 in 3 bank investment consultations have serious flaws. Discover the risks of commission-driven advice, why consumer groups demand a ban, and how to find trustworthy financial guidance.…
Private Health Insurance Supports 743,000 Jobs in Germany: A Key Economic Driver
A new study reveals Germany's private health insurance (PKV) sector secures nearly 743,000 jobs and contributes €41.9 billion in economic value. Explore the data on direct, indirect, and induced economic effects, and understand the vital role of private insurers in the healthcare economy.…
Generali Germany Executive Reshuffle: New Strategy Drives Leadership Changes
Generali Deutschland AG restructures its executive board as part of its ongoing 'One Company' strategy. Key changes include Christoph Schmallenbach's move, with Stefan Lehmann, Milan Novotný, and Katrin Gruber taking on new leadership roles to drive market share growth.…
Winning B2B Clients with Online Advertising: A 40-Year Insurance Veteran's Guide | Social Media Strategies
Learn how Michael W. Krüger uses targeted online advertising to win B2B clients in the insurance industry. Discover his social media strategies, lessons from failure, and how to adapt traditional sales skills to the digital age. Essential for insurance agents and brokers.…
Recovering Private Health Insurance Premiums: Your Guide to Valid Refund Claims
Were your private health insurance (PKV) premium increases faulty? Learn the legal prerequisites for claiming a refund, understand the 3-year statute of limitations, and discover what documents you need to challenge an invalid contribution adjustment.…
Actuaries Propose Reforms to Curb Sharp Premium Hikes in Private Health Insurance
The German Actuarial Association (DAV) calls for reforms to prevent severe premium jumps in private health insurance (PKV). Key proposals include lowering adjustment triggers, factoring in low interest rates, and modifying the legal surcharge. Learn how these changes could stabilize long-term costs.…
Which Private Health Insurers Face Premium Adjustments? An Analyst's Forecast
Analyst Carsten Zielke assesses which German private health insurers (PKV) are likely to implement premium adjustments (BAP). Discover the key financial indicators used in the forecast and what they mean for policyholder stability.…
VHV Group Restructures: New IT Board Role, Digital Unit, and International Division Launched
The VHV Group announces a major corporate restructuring, creating a dedicated IT board position, a new 'VHV International' division, and a 'VHV digital services' holding company. Key leadership appointments drive this strategic overhaul for future growth.…
Insurance Industry Christmas Bonus 2021: Payouts 44% Above National Average
German insurance employees received an average Christmas bonus of €3,855 in 2021, significantly higher than the national average of €2,677. Discover how the sector compares to others and what this means for compensation trends.…
Bank Fee Refund Battle: Why Sparkassen Won't Pay Back Illegal Charges & How to Claim Your Money
German courts ruled banks illegally raised fees, but Sparkassen refuse refunds, citing expired claims. Learn about the new class-action lawsuits, your rights to reclaim fees, and the crucial statute of limitations deadline.…
German Coalition Agreement 2022: A Game-Changer for Savers, Investors, and Retirement Planning?
Will Germany's new government finally fix retirement? We analyze the coalition's plans for a stock-based pension, tax breaks for investors, and what it means for your long-term financial security and wealth building.…
Hg Capital Acquires Majority Stake in Fonds Finanz: A New Era for Germany's Largest Broker Pool
Private equity giant Hg Capital acquires a 60% stake in Fonds Finanz, Germany's leading insurance broker pool, for ~€200 million. Founders retain 40% and leadership, with plans for tech-driven growth, M&A, and enhanced broker services.…
Private vs. Public Health Insurance: Who Really Benefits from Going Private?
Trying to decide between private and public health insurance? We break down the pros, cons, and long-term costs for employees, the self-employed, and civil servants to help you make the right choice.…
Württembergische Insurance Hires Former VHV Executive to Lead New Board Division
Württembergische Versicherung AG creates a new board division for private client & auto insurance, appointing former VHV executive Per-Johan Horgby to lead it. This strategic hire follows strong new business growth for the insurer.…
Occupational Disability vs. Basic Ability Insurance: Clearer Payout Triggers & Your Income Protection Guide
Is Basic Ability Insurance more than just the 'little brother' of Occupational Disability Insurance? Learn why payout triggers are becoming clearer and get expert advice on choosing the right income protection. Compare coverage options and understand how to safeguard your finances with health, life, and property insurance.…
Die Bayerische Wins OMGV Award for Best Broker Support: What Makes Their 'Zukunftscampus' a Winner?
Discover why Die Bayerische won the OMGV Award for best broker support with its 'Zukunftscampus' digital training. Learn what insurance agents and brokers truly want from carrier partnerships and how digital tools are reshaping the industry.…
Balancing Success as an Insurance Agent and Family: Insights from a Top Female Professional
Discover how Marlene Drescher, a successful insurance agent and mother of three, masterfully balances career and family. Learn her proven strategies for social media marketing on Instagram, client acquisition, and personal branding in the insurance industry. This interview offers valuable tips for insurance professionals, especially women, on achieving work-life harmony and business growth.…