Who Will Be the 2021 Young Insurance Broker of the Year? Finalists Announced
The prestigious Young Insurance Broker Award 2021 enters its final phase, with nominees set to present their business models. Supported by 45 industry leaders, this award champions high-quality advisory culture and entrepreneurial talent in Germany's insurance sector. Discover how this initiative compares to efforts in the US to cultivate the next generation of insurance and financial advisors.…
Allianz Executive Faces Early Exit Amid U.S. Structured Alpha Fund Scandal and Billions in Losses
The Allianz Structured Alpha fund scandal, involving massive investor losses, may claim its first executive casualty. Learn about the allegations, the ongoing SEC and DOJ investigations, and the potential fallout for one of the world's largest insurers.…
The ICU Bed Paradox: How Hospital Funding Creates Systemic Crisis
Germany has 4-8 times more ICU beds than comparable countries, yet faces a staffing crisis. Discover how hospital financing models like DRGs create perverse incentives, strain healthcare workers, and threaten patient care. Learn about needed reforms.…
Women Prioritize Sustainable Insurance Coverage More Than Men: Survey Reveals Key Gender Gap in ESG Investing
A new survey reveals a significant gender gap in attitudes toward sustainable insurance. Discover why women are more likely to value ESG principles in their coverage and what this means for the future of the insurance industry and responsible investing.…
Self-Employed? Your Guide to Health Insurance and Income Protection During Illness
Self-employed individuals face unique financial risks during illness. Learn about sickness benefits (Krankengeld), private disability insurance, and how to protect your income. Compare German PKV/GKV options and US equivalents for freelancers.…
Haftpflichtkasse Sales & Marketing Board Member Departs at Year-End
Haftpflichtkasse, the German property and casualty insurer, announces the departure of its Sales and Marketing Board Member, Stefan Liebig, effective December 31, 2021. Liebig cites personal reasons for not renewing his contract. Explore the implications of this leadership change for insurance distribution and how it reflects broader trends in the P&C insurance sector, with comparisons to the US market.…
Professional Teeth Cleaning Costs: Why German Public Health Insurance Offers Minimal Support & The Case for Supplemental Dental Insurance
Professional teeth cleaning (PZR) is a popular preventive measure, but German public health insurers (GKV) only offer small, often conditional subsidies. Discover the real costs, the complexities of bonus programs, and why a supplemental dental insurance plan (Zahnzusatzversicherung) is a smart financial move for comprehensive coverage.…
PKV Premium Income Rises in 2020: Which German Private Health Insurers Grew the Most?
German Private Health Insurance (PKV) gross premium income grew to €42.7 billion in 2020. Discover which insurers like Concordia, Nürnberger, and Debeka recorded above-average growth and analyze key efficiency metrics like administrative and acquisition cost ratios.…
Best Car Insurance Policies 2024: Top-Rated Liability & Comprehensive Coverage
Find the fairest car insurance policies for liability and comprehensive coverage. Our independent analysis compares top direct and full-service insurers to help you save money on auto insurance.…
PKV Customer Loss 2020: Which German Private Health Insurers Lost the Most Policyholders?
In 2020, the German Private Health Insurance (PKV) full-coverage market saw a net loss of policyholders. Discover which major insurers like DKV, Allianz, and Bayerische Beamtenkrankenkasse experienced the largest customer attrition, and learn why analyzing policyholder trends is crucial for assessing insurer stability.…
Citizens' Insurance Debate: Why Even FDP Voters Support Major German Health System Reform
A surprising poll reveals majority support for a German 'Bürgerversicherung' (Citizens' Insurance) among FDP and CDU voters, challenging party lines. Explore the debate over merging public (GKV) and private (PKV) health insurance, the looming financial crisis, and what it means for the future of healthcare coverage in Germany.…
Mandatory Flood Insurance: What Homeowners Need to Know About Costs and Coverage
Mandatory natural disaster insurance could mean four-figure premiums for homeowners. Learn about the debate, potential costs, and how to prepare. Compare flood insurance in Germany and the US National Flood Insurance Program (NFIP).…
Citizens' Long-Term Care Insurance Debate: Why Actuaries Say It's Not the Solution
Explore the heated debate on Germany's long-term care insurance crisis. The German Actuarial Association (DAV) argues a universal 'Citizens' Insurance' (Pflegebürgerversicherung) won't fix the system, highlighting key differences between public (SPV) and private (PPV) models. We analyze cost data, demographic challenges, and what this means for your long-term care planning, with comparisons to US systems like Medicaid and private LTC insurance.…
Private Health Insurance (PKV) Company Ratings 2023: 1 in 3 Insurers Rated Weak
The latest Morgen & Morgen rating reveals a stark divide in Germany's private health insurance (PKV) market. Discover which 5 companies earned the top '5-star' rating, which 10 received a 'weak' or 'very weak' score, and what this means for your policy's security and future premiums. Our analysis covers financial stability, cost efficiency, and the impact of low interest rates on your coverage.…
PKV Financial Strength Ratings: Which Insurers Have the Strongest Balance Sheets?
Discover the top-rated private health insurance (PKV) companies in Germany based on financial strength. See which insurers earned 'excellent' ratings, where industry giants Allianz and Debeka rank, and learn why balance sheet health is crucial for your long-term coverage security.…
Allianz Structured Alpha Scandal Expands: German Regulator BaFin Launches Investigation into Billions in Losses
The Allianz Structured Alpha fund crisis deepens as Germany's BaFin opens an investigation. Learn about the $6 billion in lawsuits, the allegations of strategy deviation, and what this means for the insurance giant's US asset management business.…
Top 10 Fund-Linked Insurance Providers: A Guide to Annuities and Investment-Linked Policies
Discover the leading insurers in fund-linked insurance policies (Fondspolicen). This analysis reveals which companies manage the most client assets in investment-linked annuities and life insurance, helping you make informed decisions for your retirement portfolio.…
From Portfolio Manager to Client Manager: The Future of Financial Advisors in a Digital Age
Discover how the role of financial advisors is evolving from portfolio management to holistic client relationship management. Learn key strategies for adding value through financial planning, behavioral coaching, and leveraging insurance solutions for retirement security.…
Allianz Subsidiary Euler Hermes Appoints New CEO for DACH Region
Global credit insurer Euler Hermes, a subsidiary of Allianz, announces a leadership transition for its DACH region (Germany, Austria, Switzerland). Milo Bogaerts is set to succeed Ron van het Hof as CEO, effective October 1, 2021. Explore the strategic importance of credit insurance and how leadership changes in this niche sector impact global trade and corporate risk management.…
A Critical Opportunity Advisors Must Seize: Differentiating in Volatile Markets
In an era of low rates and client uncertainty, financial advisors face a pivotal opportunity. Discover why differentiation, hybrid advice, and embracing investments are key to thriving, not just surviving, in today's market.…