SME Insurance Guide: Mitigating Cyber Risks and Boosting Employer Attractiveness
SMEs face underestimated cyber threats and talent shortages. Discover essential insurance strategies to protect your business and enhance your appeal as an employer. Expert insights from Carsten Tobien.…
Installation Insurance Explained: Your Complete Guide to Coverage for Machinery & Equipment Setup
What is Installation Insurance (Montageversicherung)? This essential guide explains coverage for machinery & equipment assembly, key risks, market trends, and how it protects your business during critical setup phases. Compare project-based insurance models.…
Key Person Insurance: A Critical Safety Net for Small and Medium-Sized Businesses
Is your business dependent on a key person? Learn how Key Person Insurance protects SMEs from financial ruin due to the loss of a critical employee or owner. Get expert insights on coverage, costs, and strategy.…
Earn Extra Pension Points: How Caring for a Relative Can Boost Your Retirement Income
Caring for a family member can impact your retirement savings. Learn how the German long-term care insurance system allows you to earn valuable pension credits for your caregiving work, securing your own financial future while helping a loved one.…
SME Insurance Trends 2024: Navigating Cyber Threats, Inflation, and the Rise of Prevention
What are the biggest risks for SMEs today? Explore 2024 insurance trends, from rising cyber policies to the critical role of prevention. Insights from BarmeniaGothaer's Henning Hackbarth.…
Tax Alert: Court Rules Reimbursed Taxes on Lost Income Are Also Taxable
A major court ruling states that reimbursed income tax on lost earnings is itself taxable income. Learn what this means for disability insurance payouts and your tax liability.…
Who Manages Money in Relationships? Survey Reveals Gender Gap in Financial Responsibility
A new Verivox survey reveals a gender gap in financial responsibility within partnerships. While 54% of men see themselves as the primary financial decision-maker, women view roles as more equal. Learn about 'Money Dates' and how to improve financial communication for better financial planning and insurance decisions.…
Health Insurance Crisis Deepens: DAK CEO Warns of New Premium Hikes Within Months
The financial crisis in Germany's public health insurance system is worsening. DAK CEO Andreas Storm warns of potential mid-year premium increases and calls for urgent government action. Learn what this means for your wallet and the stability of the healthcare system.…
SME Risk Management: Why Basic Security is Missing and How Insurance Fills the Gap
SMEs face severe threats but often lack basic security. Learn the essential insurance policies you need and how to build a proactive risk management strategy. Expert advice from Michael Hirschmann.…
Insurance Agent vs. Broker: Who Wins on Customer Service? 2025 Survey Results
New 2025 survey reveals who provides the best insurance customer service. See how agents, brokers, and direct insurers compare on satisfaction and the Net Promoter Score (NPS).…
Court Ruling Challenges Real Estate Fund Risk Ratings: What Investors Need to Know
A landmark court ruling questions the risk classification of open-ended real estate funds in Germany. Learn how this decision impacts investor protection, fund transparency, and your investment portfolio's risk assessment.…
The Homeownership Dream: Why Young Adults Aspire to Buy and What's Holding Them Back
A new survey reveals 85% of young adults in Germany dream of homeownership, but high prices and lack of savings are major barriers. Explore the data on financial hurdles, generational differences, and potential solutions for first-time buyers.…
Premium Refunds in German Public Health Insurance (GKV): A Model from Private Insurance (PKV)?
Could premium refunds, a standard feature in German private health insurance (PKV), work in the public system (GKV)? A new survey shows strong public support. Learn how this model promotes personal responsibility and could reduce healthcare costs in Germany.…
Stiftung Warentest PKV Study Sparks Debate: Are German Private Health Insurance Premium Forecasts Unreliable?
A controversial Stiftung Warentest study rated 2/3 of German private health insurance (PKV) plans as inadequate. Industry experts criticize the methodology, defending PKV's customization and long-term value. Learn the full story behind the headlines.…
Allianz vs. Savers: Supreme Court to Rule on Pension Factor Cuts in Riester Plans
A landmark legal battle heads to Germany's highest court. Can insurers cut your Riester pension payout due to low interest rates? Get the full story on the Allianz case and what it means for your retirement.…
Cyber Threats for SMEs Are Growing: Why Prevention and Insurance Are Now Essential
SMEs are prime targets for cybercriminals. Learn why threats are increasing, what a true cyber insurance policy covers, and how to build a proactive defense. Expert insights from Signal Iduna.…
Essential or a Waste? The Ultimate Guide to Choosing the Right Insurance
Are you over-insured or dangerously under-protected? Insurance expert Bastian Kunkel breaks down exactly which policies are non-negotiable for financial security and which ones you should almost always avoid. Learn how to build a smart, cost-effective safety net.…
OMGV Podcast Award 2025: Discover the Best Insurance Industry Podcasts for Agents and Advisors
The OMGV Podcast Award is back for its second year, recognizing excellence in insurance industry podcasts. Learn how to nominate or apply for the award, discover top shows like 'Insurance Monday Podcast,' and find out why podcasts are essential for insurance marketing, education, and networking. Deadline: March 30, 2025.…
Health Insurance Crisis: German Public Insurers Warn of Insolvency & Domino Effect | US System Comparison
German public health insurers (GKV) face a 'catastrophic' financial crisis, with CEOs warning of potential insolvencies. This analysis explores the funding shortfall, compares it to challenges in US Medicare/Medicaid, and explains what it means for your coverage security.…
Unit-Linked Life Insurance Warning: High Costs Devour Returns, 2 in 3 Cancel Early | What You Should Do
Unit-linked life insurance policies promised high returns but often fail due to excessive fees. Learn why 2 out of 3 customers cancel early, how to spot a bad policy, and compare with US variable universal life insurance to protect your financial future.…