Is Disability Insurance Worth It? A Cost-Benefit Analysis for German Workers
Wondering if disability insurance (Berufsunfähigkeitsversicherung) is a smart investment? We break down the costs, benefits, and risks to help you decide if this essential coverage is right for your financial future.…
BGV Insurance Group Announces Departure of Sales Board Member Moritz Finkelnburg
The BGV / Badische Versicherungen insurance group announces the departure of Sales Board Member Dr. Moritz Finkelnburg for personal reasons. The company expresses mutual agreement and gratitude for his contributions.…
OMGV Agency Award 2023: Meet the 30 Nominated Insurance Agencies
The OMGV Agency Award 2023 announces 30 nominees across four digital marketing categories. Voting is now open until May 20th to honor top-performing insurance agencies for their outstanding online communication and innovation.…
New ESG Inquiry Mandate: What §34f & §34h Financial Advisors Must Now Ask Clients
The German Bundesrat has closed a legal loophole, mandating that §34f & §34h financial advisors inquire about client sustainability preferences (ESG) starting mid-April. Learn what this new rule means for your financial advice.…
4 Common Pitfalls in Business Insurance Consulting and How to Avoid Them
Expert Ewout Strijker reveals the four major traps insurance brokers fall into when advising businesses. Learn how to move beyond intuition and checklists to conduct deep risk analysis. This guide is essential for U.S. commercial insurance brokers, risk managers, and advisors seeking to provide comprehensive coverage for SMEs and large corporations.…
How bibsurance Built a Successful Insurance Business on Instagram & Launched an ETF Pension Course
Discover how Bianca Keller (bibsurance) built a thriving insurance brokerage from scratch using Instagram. Learn her strategies for attracting female clients, creating successful online courses on ETF pension plans, and balancing work with international workations. Get expert tips on insurance marketing, social media growth, and digital client acquisition.…
From Police Officer to Insurance Agent: How a 'Finanzcop' Uses Social Media to Serve a Niche Market
Discover the story of Kai Buczinski, winner of the 2022 Young Insurance Broker Award, who left a secure police career to become 'The Finanzcop.' Learn how he uses social media marketing to specialize in complex insurance for police officers and public servants.…
German Court Rules: Travel Insurance Must Cover Frequent Flyer Miles
A landmark German Federal Court ruling clarifies that trip cancellation insurance must reimburse frequent flyer miles used for booking. Learn what this means for your travel insurance coverage, claims process, and consumer rights.…
Strengthening Private Retirement Savings: A Proposal for Subsidies Without Personal Contributions and Tax-Free Pensions
Explore a groundbreaking proposal from the Institute for Retirement and Financial Planning (IVFP) to reform private pensions. Professors Michael Hauer and Thomas Dommermuth argue for subsidies without mandatory personal contributions and tax-free pension payouts to boost retirement security. Learn how this could reshape financial planning.…
Safe Deposit Boxes in Germany: Why Banks Are Cutting Back and What New Providers Offer
As banks reduce their safe deposit box services, companies like Trisor are stepping in. Learn about costs, security features, and who benefits from private safe deposit boxes in Germany.…
The Four-Tier Health System in Germany: Why Statutorily Insured Women Are at the Bottom
Germany's health system isn't just two-tiered—it's four-tiered. Discover how statutory insurance, private insurance, and gender disparities create unequal access, leaving women with the least coverage and highest out-of-pocket costs.…
German Health Reform: Employers Warn of Billions in New Costs from Higher Contribution Ceiling
A proposed German health reform would raise the income ceiling for health insurance contributions, generating €14.3 billion in new costs. Employers warn this will disproportionately burden sectors already facing skilled labor shortages. Learn about the debate and its economic impact.…
Tax Deductions for Medical Expenses: A Complete Guide for Patients and Policyholders
Did you know that out-of-pocket medical costs not covered by your health insurance may be tax-deductible? Learn from the experts at VLH (Vereinigte Lohnsteuerhilfe e.V.) what qualifies as an 'extraordinary burden,' how to claim these deductions on your tax return, and strategies to maximize your savings on healthcare expenses.…
What Your Health Insurance Must Pay For: A Guide to Coverage for Hair Loss and Other Medical Needs
Navigating health insurance claims can be confusing. Discover what your insurance must cover, from chronic hair loss treatments to emergency services and medical devices. Learn how to appeal denials and understand your rights, with comparisons to US private insurance and Medicare/Medicaid.…
EIOPA and Open Insurance: How EU Regulation is Shaping the Future of Data and Coverage
Explore the role of EIOPA (European Insurance and Occupational Pensions Authority) in regulating Open Insurance. Learn how data sharing, consumer protection, and digital innovation are transforming the European insurance market and what it means for the industry's future.…
Gothaer Insurance Appoints New Marketing Chief to Drive Brand Strategy
Gothaer Versicherung announces Thomas Heindl as its new Head of Marketing, effective April 1, 2023. Heindl brings extensive experience from Allianz, Lebensversicherung von 1871, and Hiscox to lead the insurer's marketing and brand positioning efforts.…
The Insurance Industry in 2030: A Vision from Gothaer CEO Thomas Bischof
What will the insurance industry look like in 2030? Gothaer CEO Thomas Bischof shares his predictions on digital transformation, AI, customer expectations, and the future role of brokers. Discover key insights for insurance professionals preparing for the next decade.…
Zurich Insurance Implements ChatGPT for Claims Processing & Risk Modeling | AI Innovation
Discover how Zurich Insurance is leveraging ChatGPT and AI technology to revolutionize claims management and insurance modeling. Learn about their digital strategy, efficiency gains, and how they compete with insurtech startups and global giants like Ping An. Get insights into the future of AI in insurance underwriting and fraud detection.…
Long-Term Care Insurance Crisis: Contributions Could Triple by 2040, Warns Study
A new study warns that Germany's statutory long-term care insurance contributions could more than triple by 2040. We analyze the projected cost explosion, the debate over private vs. public solutions, and what it means for your future financial planning.…
Fee-Based Financial Advice vs. DIY: How Maiwerk Built a 7-Figure Business
Discover how Ingo Schröder and Maiwerk Finanzpartner built a 7-figure fee-only financial advisory firm. Learn about their unique hourly rate model, the psychology of money, their DIY Online Finance Academy, and content marketing strategies. Get insights for insurance agents and financial advisors on scaling a transparent practice.…