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Provinzial Holding AG strengthens its leadership by appointing Rainer Sommer to its board and key subsidiaries. Discover how this strategic move aims to enhance customer service, claims processing, and digital innovation in Germany's competitive insurance market.…

VGH Versicherungen announces Fabrice Gerdes as its new Sales Director, succeeding Frank Müller. Explore how this leadership transition from Provinzial may influence sales strategies, customer service, and competitive dynamics in Germany's public insurance sector.…

Matthias Brauch, former head of softfair, launches Comparit GmbH, aiming to be the market's truly independent insurance comparison engine. We analyze the claims, the ownership structure involving major broker pools, and the unanswered questions about leadership and past statements. Essential reading for insurance brokers and industry watchers.…

Economist Bernd Raffelhüschen proposes a controversial €2,000 annual deductible for German statutory health insurance, with higher rates for childless individuals. We analyze his plan to control costs and its implications for generational fairness.…

Facing a €17 billion deficit, German public health insurance (GKV) may introduce high deductibles. Discover how much patients already pay for IGeL services, compare costs to US private insurance, and learn how to avoid unnecessary out-of-pocket expenses.…

Discover why critical self-reflection is essential for professional growth. Learn practical methods like the 'Eagle Perspective' to enhance leadership, communication, and team dynamics in your insurance business or brokerage.…

Explore the debate on German pension reform. Learn why politicians advocate for mandatory capital-backed retirement plans for all citizens and how digital pension overviews could transform retirement planning.…

Many 'sustainable' funds contain 'brown' holdings like fossil fuels. Discover how to spot greenwashing, the regulatory loopholes, and strategies for authentic impact investing.…

Despite record profits, Allianz Global Investors suffered €28.9B in net fund outflows in 2022. Discover how the Structured Alpha scandal damaged trust and what it means for fund investors.…

Is pet insurance worth it? Discover the critical drawbacks of dog and cat health insurance, including rising premiums, breed-specific exclusions, and tricky cancellation clauses. Learn smart alternatives for covering vet bills.…

Discover how PassportCard combines insurance and payment into one seamless product, eliminating upfront medical costs abroad. Learn why this innovative solution is a game-changer for insurance brokers and their expat or traveling clients.…

Discover the private health insurance companies that received 'weak' or 'very weak' ratings in the latest Morgen & Morgen financial analysis. Learn why one-third of the 30 insurers assessed fell short on key metrics like cost efficiency, financial solidity, and growth, and see the five insurers that landed at the bottom of the list.…

Discover how Fund of Funds (Dachfonds) use active management and broad diversification to optimize risk and capture returns across market cycles. A strategic approach for uncertain times.…

Germany's new digital sick note (eAU) system, launched in 2023, promised efficiency but has delivered chaos. Learn about the technical failures, the blame game between doctors and employers, and the real impact on workers' pay and administrative burden in this essential guide.…

Protect yourself from costly lawsuits. Learn about 6 essential German court rulings on dog owner liability, insurance coverage, and where your responsibility ends for pet-related damages.…

Meet Franziska Geusen, board member of AfW Bundesverband Finanzdienstleistung. Discover her insights on industry specialization, broker-insurer mediation, and attracting young talent to financial services.…

A German insurance agent was sentenced to 3 years in prison for fraud. Learn how to vet your insurance broker, understand the signs of fraud in private health insurance (PKV) or public insurance (GKV), and protect your coverage. Compare with US Medicare, Medicaid, and private insurance practices.…

Navigating the supplemental health insurance market? Discover the 8 insurers that earned top marks in 4 out of 6 categories in the latest Franke and Bornberg rating. Learn which company is the standout 'all-rounder' and how to identify the best policies for dental, hospital, and long-term care coverage.…

After 12+ years of underperformance, the banking sector offers strong earnings growth and attractive valuations. Discover why value investors are rediscovering banks as a key portfolio opportunity.…

HDI Germany announces a major sales channel realignment, focusing on exclusive agents, broker partnerships, and direct sales. Discover how this strategic shift impacts customer service, policy options, and the future of personal insurance advice in Germany's competitive market.…