Lauterbach's Plan to Suspend the Long-Term Care Fund: A Short-Term Fix with Long-Term Risks

04.11.2022 Insure2000 Editorial Team

German Health Minister Karl Lauterbach plans to suspend payments to the Long-Term Care Provision Fund to cover current deficits. This controversial move raids future reserves to avoid premium hikes today, risking the sustainability of Germany's statutory care insurance and setting a dangerous precedent for pension reforms. Analysis of the funding crisis and its implications.…

GKV Insurers No Longer Required to Notify Members of Higher Premiums: What You Need to Know

02.11.2022 Insure2000 Editorial Team

A new rule suspends the obligation for German public health insurers (GKV) to individually notify members of supplementary contribution increases until June 2023. This change risks policyholders missing their special termination right to switch funds. Learn how to protect yourself, compare this to private insurer rules, and navigate the 2023 premium landscape.…

Private Health Insurance Ratings 2023: Only One Company Earns Top Marks

26.10.2022 Insure2000 Editorial Team

In the latest comprehensive rating of German private health insurance (PKV) providers, only one company achieved the highest "Excellent" grade. Discover which insurer leads the pack, how the industry performed overall, and what key factors—financial strength, product quality, and service—determine a top-tier PKV provider. Essential reading for comparing health insurance options.…