Lauterbach's Plan to Suspend the Long-Term Care Fund: A Short-Term Fix with Long-Term Risks
German Health Minister Karl Lauterbach plans to suspend payments to the Long-Term Care Provision Fund to cover current deficits. This controversial move raids future reserves to avoid premium hikes today, risking the sustainability of Germany's statutory care insurance and setting a dangerous precedent for pension reforms. Analysis of the funding crisis and its implications.…
Insurance Industry 2030: Prof. Dr. Fred Wagner's Vision on BigTech, Brokers & Digital Transformation
What will the insurance industry look like in 2030? Prof. Dr. Fred Wagner shares his expert predictions on BigTech competition, the future of insurance brokers, digitalization, and new insurance products in an exclusive interview.…
How to Lower Your Car Insurance Bill: 7 Effective Cost-Cutting Strategies
Stop overpaying for car insurance. Discover 7 proven methods to reduce your premium, from adjusting deductibles to comparing quotes. Learn how to save money on your auto insurance today.…
How Insurance Agents Can Use Social Media for Successful Recruitment | Expert Strategies
Discover which social media channels insurance agents and brokers should use to recruit new talent. Learn expert tips from HR specialist Hans Steup on emotional engagement and targeting the right candidates for your insurance business.…
Allianz AI Claims Processing: 60-Second Car Damage Assessment & The Future of Insurance
Allianz is revolutionizing claims processing with AI robots. Learn how their 60-second car damage assessment works, the role of ControlExpert, and what this means for the future of insurance automation and customer experience.…
DKM 2022 Insights: 3 Key Lessons & Top Exhibition Stands in the Insurance Industry
Digital expert Dr. Robin Kiera shares 3 major takeaways from DKM 2022 and awards the best exhibition stands. Discover trends in insurance events, digital transformation, and talent priorities post-pandemic.…
GKV Insurers No Longer Required to Notify Members of Higher Premiums: What You Need to Know
A new rule suspends the obligation for German public health insurers (GKV) to individually notify members of supplementary contribution increases until June 2023. This change risks policyholders missing their special termination right to switch funds. Learn how to protect yourself, compare this to private insurer rules, and navigate the 2023 premium landscape.…
PKV Acquisition Cost Ratios: Which Private Health Insurers Have the "Worst" Rates?
A deep dive into the wide disparity of acquisition cost ratios among German private health insurers (PKV), from 0.94% to 19.68%. We analyze what these numbers mean, why high costs aren't always bad, and how market pressures explain the differences. Essential for understanding insurer economics and sales strategies.…
Health Insurance Premiums: Why Public Plan Costs Are Rising Faster Than Private Plans (A US & Germany Analysis)
A new study reveals a surprising trend: private health insurance (PKV) premiums in Germany are rising slower than public (GKV) contributions. We break down the 10-year data, compare it to US private insurance and Medicare trends, and explain what this means for your long-term healthcare budgeting and insurance planning decisions.…
German Public Health Insurance Changes: Why January 2023 Costs More & How to Save
German public health insurance (GKV) costs are rising in January 2023. Learn about the increased additional contribution, higher income threshold, and why you must check your premiums now to avoid overpaying.…
Young Insurance Broker of the Year 2022: Meet the Winners & Their Innovative Strategies
Discover the 14 finalists and winners of the 2022 Young Insurance Broker Award (Jungmakler Award). Learn about their innovative business models, niche targeting, and digital strategies shaping the future of insurance brokerage.…
OMGV Makler Award 2022 Winners: TikTok, LGBTQ+ Focus, Ghost Nets & Customer Reviews Lead the Way
Discover the winners of the OMGV Makler Award 2022: Tim Hunger, Marie Christina Schröders, KVoptimal.de, and Timo Vierrow. Learn how these insurance brokers excel in social media, niche marketing, online reputation, and innovative PR.…
How to Get More Customer Reviews: Expert Tips from an Award-Winning Insurance Advisor
Learn proven strategies to collect authentic customer reviews and boost your insurance business. Discover insights from Marco Mahling, who has over 1,200 reviews and won the OMGV Award. Get actionable tips on review platforms, video testimonials, and content marketing for insurance agents and brokers.…
The Myth of Perpetual Growth: Why True 'Growth' Companies Are Rare
Discover why sustained high growth is statistically rare and how the principle of mean reversion favors value investing. Learn to build a resilient portfolio based on substance, not hype.…
Finding Affordable Electric Car Insurance: A Complete Guide for EV Owners
Electric vehicle sales are soaring, but finding comprehensive and affordable car insurance for your EV can be a challenge. Discover which insurers offer the best value, what specific coverage you need for your battery and high-tech components, and how to compare policies effectively.…
Brand Building for Insurance Agents: 4 Critical Aspects You Should Not Neglect
Discover the 4 essential aspects of brand building for insurance agents and brokers. Learn from expert Thomas Köhler (v-quiz) how a strong brand differentiates you, builds trust, and drives client acquisition in a competitive market.…
Munich Re and Hannover Re Form Joint Venture for Alternative Investments
Global reinsurance giants Munich Re and Hannover Re have established a joint venture to pursue alternative investments. Learn how this move aims to enhance diversification and returns in a challenging market.…
Unlocking New Opportunities in Online Insurance Advisory: Turning Compliance into Connection
Discover how interactive tools and gamification can transform mandatory sustainability preference queries into engaging client experiences in online insurance and financial advisory. Learn strategies to boost client interaction and emotional connection in digital consultations.…
Private Health Insurance Ratings 2023: Only One Company Earns Top Marks
In the latest comprehensive rating of German private health insurance (PKV) providers, only one company achieved the highest "Excellent" grade. Discover which insurer leads the pack, how the industry performed overall, and what key factors—financial strength, product quality, and service—determine a top-tier PKV provider. Essential reading for comparing health insurance options.…
DKM 2023: Germany's Leading Insurance & Finance Fair Returns with New Formats | Why Brokers Should Attend
The DKM, Germany's premier insurance and financial services trade fair, celebrates its 25th anniversary with new interactive formats. Discover why brokers and advisors should attend to navigate current crises, foster partnerships with insurers, and access essential industry networking.…