Why In-Person Events Matter for Insurance: DKM 2023 Insights & New Formats
Discover why digital events can't replace in-person meetings in the insurance industry. Jochen Leiber of bbg discusses the return of the DKM trade fair, new formats like 'Decision-Maker Talks,' and how the industry is adapting post-pandemic. Learn about the importance of face-to-face networking for insurance agents and financial advisors.…
Redefining Insurance for the LGBTQ+ Community: The Success Story of Christina Schröders
Discover how Christina Schröders, a 2021 Young Broker Award winner, built two successful insurance advisory firms. Learn about her specialized company 'adviris,' which focuses on LGBTQ+ financial planning and insurance needs, and her strategic insights on SEO vs. social media for insurance marketing.…
2023 Private Health Insurance Premiums: Moderate Rise Expected, But Long-Term Care Costs Surge
Private health insurance (PKV) premiums in Germany are projected to rise by an average of 3% in 2023, a slowdown from previous years. However, private long-term care insurance faces a sharp 40% average increase. This guide explains the drivers behind these trends, what policyholders can expect, and how to prepare for future adjustments.…
Car Insurance Premiums Are Rising: How to Find Good, Affordable Coverage Now
Facing higher car insurance rates due to inflation, tech repairs, and climate events? Discover which insurers still offer the best value, learn key strategies to save on your premium, and compare top-rated providers for liability, collision, and comprehensive coverage.…
How Insurance Agents Can Use Social Media for Recruitment: A Complete Guide for the US Market
Learn how insurance agents and brokers can leverage social media platforms like LinkedIn, TikTok, and Instagram to recruit top talent. Discover strategies for emotional storytelling, targeting different generations, and building a strong employer brand in the competitive insurance industry. Compare approaches used for German PKV/GKV with US private health insurance and Medicare/Medicaid recruitment.…
Amazon is Now a Licensed Insurance Broker in Germany and Europe: What It Means for You
Amazon is officially registered as an insurance broker in Luxembourg, with permission to operate in Germany and 8 other European countries. Discover what products they can sell, their strategy, and how this move could disrupt the traditional insurance market for consumers and advisors.…
The Remote Work Reality Check: Why Teamwork Suffers and Hybrid Models Win for Insurance Professionals
Is permanent remote work failing insurance teams? Discover key data on productivity, collaboration, and employee wellbeing in a post-pandemic world. Learn how insurance agencies and brokers can implement successful hybrid work models to retain top talent and maintain strong company culture.…
Digitalization in Insurance: Transforming the Entire Value Chain, Not Just Processes
Discover how digitalization is reshaping the entire insurance value chain, from claims processing to customer service. McKinsey's Dr. Ulrike Vogelgesang and Netfonds' Oliver Bruns discuss why personal advice remains crucial and how technology can attract new talent to the industry.…
Public Health Insurance Contribution Hits Record High: What the 2023 Increase Means for You
The supplementary contribution for German public health insurance (GKV) will rise to a record 16.2% of gross wages in 2023. This 0.3 percentage point increase aims to plug a massive €17 billion funding gap. Learn why the hike was larger than expected, how it impacts your paycheck, and the broader challenges facing the healthcare system.…
Germany's Major Hospital Reform: Shifting Care to Outpatient & Home Settings
Health Minister Karl Lauterbach has announced a sweeping hospital reform to cut costs and relieve staff. A key measure: sending suitable patients home overnight after procedures, reducing inpatient stays by 25%. This analysis explores the plan's goals, financial mechanics, and the significant concerns raised by nurses and doctors.…
Zusatzversicherung-online Acquires Testsiegertarife: A Strategic Move to Dominate Online Insurance Sales
Zusatzversicherung-online GmbH has acquired 100% of Testsiegertarife Service GmbH. This merger combines two leading online insurance brokers, aiming to capture a larger share of the German digital insurance market, particularly in dental and health add-on policies.…
Hospital Crisis: Inflation Threatens Healthcare Access - A Warning for US Health Insurance Consumers
Germany's Health Minister warns of imminent hospital closures due to inflation and energy costs. This crisis highlights systemic vulnerabilities in healthcare funding. For Americans with private health insurance or Medicare, it's a crucial case study on how economic pressures can threaten hospital networks, impact your coverage, and drive up future insurance premiums.…
Why a Broker Pool Needs an In-House Underwriter: The Value Beyond Pricing
Discover why a major German broker pool, Netfonds, employs its own underwriter even without binding authority. Learn how deep risk expertise in areas like Cyber, D&O, and IT insurance creates crucial value for brokers and clients where online calculators fall short.…
How to Master Niche Insurance Marketing: A Case Study on Professional Liability for Architects & Engineers
Discover how Clemens Reusch built a leading brand in professional liability insurance for architects and engineers. Learn his proven content marketing and social media strategy across blogs, YouTube, LinkedIn, and Instagram. Get actionable tips for targeting niche markets, building trust, and generating leads in the competitive insurance industry. Perfect for agents selling E&O, malpractice, or professional liability insurance.…
Private Health Insurance Market Analysis: Who's Winning and Losing in Full Coverage?
Is the future of private health insurance in supplemental plans? While the German PKV market for full coverage stagnates, some insurers are defying the trend. This deep dive into market leaders and losers provides key insights for anyone comparing private health insurance options or evaluating Medicare Supplement plans in the US.…
Long-Term Care Risk: Why 50% of People Ignore It and How to Protect Your Future
A shocking 50% of adults have never considered their own long-term care needs. This widespread planning gap exposes families to severe financial and emotional strain. Learn why long-term care insurance is a critical component of retirement planning and how to avoid the common pitfalls of relying solely on family or savings.…
Insurtech Leadership Shift: CEO Departs Digital Insurer Element Amid Investor Disagreements
Christian Macht, CEO of Berlin-based digital insurer Element, steps down after over three years. Explore the implications for Insurtech startups, venture funding, and leadership stability in the competitive digital insurance market. Learn what this executive change means for the future of innovative insurance providers.…
Why Commission Caps Harm Consumers: An Expert Analysis for US Insurance Agents & Brokers
Discover why commission caps and guidelines in insurance are considered harmful to consumers, according to expert Matthias Wiegel (AfW). Learn how these regulations impact independent insurance agents and brokers, the difference between tied and independent advisors, and what it means for consumer choice and quality advice in the US market.…
Private Health Insurance Ratings 2023: Top-Rated Insurers for Financial Strength & Stability
New independent ratings reveal the financial health of private health insurers. Discover which companies scored 'outstanding' for safety and stability, and learn why these ratings are crucial for choosing a reliable long-term partner for your private health insurance or Medicare Supplement plan.…
The Most Financially Strong Health Insurers: A Balance Sheet Rating Guide
Discover which private health insurers have the strongest balance sheets according to a new independent rating. Learn why balance sheet strength is the ultimate indicator of an insurer's long-term reliability and ability to keep premiums stable, crucial for choosing your private health insurance or Medicare Supplement provider.…