GKV Surcharge Increase & Your Special Termination Right: Navigating the New Notification Rules

09.11.2022 Insure2000 Editorial Team

New rules under the GKV Stabilization Act change how German public health insurers notify members of surcharge increases. While the special termination right remains, the notification method has shifted, potentially creating hurdles. Learn what this means for your health insurance coverage, how to protect your rights, and see comparisons to premium changes in US Medicare and Medicaid plans.…

Why 2023 is a Very Strong Year for Private Health Insurance (PKV): Trends & Opportunities

08.11.2022 Insure2000 Editorial Team

Discover why 2023 is shaping up to be a banner year for Germany's private health insurance (PKV) market. Driven by rising GKV premiums, increased health awareness, and innovative products like cancer scans and corporate plans, the PKV sector is poised for growth. This analysis explores key trends from industry leaders and what they mean for advisors and consumers.…

Lauterbach's Plan to Suspend the Long-Term Care Fund: A Short-Term Fix with Long-Term Risks

04.11.2022 Insure2000 Editorial Team

German Health Minister Karl Lauterbach plans to suspend payments to the Long-Term Care Provision Fund to cover current deficits. This controversial move raids future reserves to avoid premium hikes today, risking the sustainability of Germany's statutory care insurance and setting a dangerous precedent for pension reforms. Analysis of the funding crisis and its implications.…

GKV Insurers No Longer Required to Notify Members of Higher Premiums: What You Need to Know

02.11.2022 Insure2000 Editorial Team

A new rule suspends the obligation for German public health insurers (GKV) to individually notify members of supplementary contribution increases until June 2023. This change risks policyholders missing their special termination right to switch funds. Learn how to protect yourself, compare this to private insurer rules, and navigate the 2023 premium landscape.…