Health Insurance Premiums: Why Public Plan Costs Are Rising Faster Than Private Plans (A US & Germany Analysis)
A new study reveals a surprising trend: private health insurance (PKV) premiums in Germany are rising slower than public (GKV) contributions. We break down the 10-year data, compare it to US private insurance and Medicare trends, and explain what this means for your long-term healthcare budgeting and insurance planning decisions.…
German Public Health Insurance Changes: Why January 2023 Costs More & How to Save
German public health insurance (GKV) costs are rising in January 2023. Learn about the increased additional contribution, higher income threshold, and why you must check your premiums now to avoid overpaying.…
Young Insurance Broker of the Year 2022: Meet the Winners & Their Innovative Strategies
Discover the 14 finalists and winners of the 2022 Young Insurance Broker Award (Jungmakler Award). Learn about their innovative business models, niche targeting, and digital strategies shaping the future of insurance brokerage.…
OMGV Makler Award 2022 Winners: TikTok, LGBTQ+ Focus, Ghost Nets & Customer Reviews Lead the Way
Discover the winners of the OMGV Makler Award 2022: Tim Hunger, Marie Christina Schröders, KVoptimal.de, and Timo Vierrow. Learn how these insurance brokers excel in social media, niche marketing, online reputation, and innovative PR.…
How to Get More Customer Reviews: Expert Tips from an Award-Winning Insurance Advisor
Learn proven strategies to collect authentic customer reviews and boost your insurance business. Discover insights from Marco Mahling, who has over 1,200 reviews and won the OMGV Award. Get actionable tips on review platforms, video testimonials, and content marketing for insurance agents and brokers.…
The Myth of Perpetual Growth: Why True 'Growth' Companies Are Rare
Discover why sustained high growth is statistically rare and how the principle of mean reversion favors value investing. Learn to build a resilient portfolio based on substance, not hype.…
Finding Affordable Electric Car Insurance: A Complete Guide for EV Owners
Electric vehicle sales are soaring, but finding comprehensive and affordable car insurance for your EV can be a challenge. Discover which insurers offer the best value, what specific coverage you need for your battery and high-tech components, and how to compare policies effectively.…
Brand Building for Insurance Agents: 4 Critical Aspects You Should Not Neglect
Discover the 4 essential aspects of brand building for insurance agents and brokers. Learn from expert Thomas Köhler (v-quiz) how a strong brand differentiates you, builds trust, and drives client acquisition in a competitive market.…
Munich Re and Hannover Re Form Joint Venture for Alternative Investments
Global reinsurance giants Munich Re and Hannover Re have established a joint venture to pursue alternative investments. Learn how this move aims to enhance diversification and returns in a challenging market.…
Unlocking New Opportunities in Online Insurance Advisory: Turning Compliance into Connection
Discover how interactive tools and gamification can transform mandatory sustainability preference queries into engaging client experiences in online insurance and financial advisory. Learn strategies to boost client interaction and emotional connection in digital consultations.…
Private Health Insurance Ratings 2023: Only One Company Earns Top Marks
In the latest comprehensive rating of German private health insurance (PKV) providers, only one company achieved the highest "Excellent" grade. Discover which insurer leads the pack, how the industry performed overall, and what key factors—financial strength, product quality, and service—determine a top-tier PKV provider. Essential reading for comparing health insurance options.…
DKM 2023: Germany's Leading Insurance & Finance Fair Returns with New Formats | Why Brokers Should Attend
The DKM, Germany's premier insurance and financial services trade fair, celebrates its 25th anniversary with new interactive formats. Discover why brokers and advisors should attend to navigate current crises, foster partnerships with insurers, and access essential industry networking.…
Unusually High Sickness Absence in Q3 2022: Causes, Trends, and Insurance Implications
German employees recorded an unusually high rate of sickness absence in Q3 2022, with 430 sick days per 100 workers. Surprisingly, COVID-19 was not the main driver. This analysis explores the leading causes—musculoskeletal and mental health issues—and discusses the impact on employers, health insurance costs, and long-term disability planning.…
Decoding Acquisition Costs in Private Health Insurance: What High and Low Ratios Really Mean
Acquisition cost ratios in German private health insurance (PKV) vary widely. This analysis reveals companies with the highest and lowest ratios for 2021, explaining why a high ratio isn't always bad and how it can signal growth investment. Essential for understanding insurer strategies and evaluating long-term value.…
Why In-Person Events Matter for Insurance: DKM 2023 Insights & New Formats
Discover why digital events can't replace in-person meetings in the insurance industry. Jochen Leiber of bbg discusses the return of the DKM trade fair, new formats like 'Decision-Maker Talks,' and how the industry is adapting post-pandemic. Learn about the importance of face-to-face networking for insurance agents and financial advisors.…
Redefining Insurance for the LGBTQ+ Community: The Success Story of Christina Schröders
Discover how Christina Schröders, a 2021 Young Broker Award winner, built two successful insurance advisory firms. Learn about her specialized company 'adviris,' which focuses on LGBTQ+ financial planning and insurance needs, and her strategic insights on SEO vs. social media for insurance marketing.…
2023 Private Health Insurance Premiums: Moderate Rise Expected, But Long-Term Care Costs Surge
Private health insurance (PKV) premiums in Germany are projected to rise by an average of 3% in 2023, a slowdown from previous years. However, private long-term care insurance faces a sharp 40% average increase. This guide explains the drivers behind these trends, what policyholders can expect, and how to prepare for future adjustments.…
Car Insurance Premiums Are Rising: How to Find Good, Affordable Coverage Now
Facing higher car insurance rates due to inflation, tech repairs, and climate events? Discover which insurers still offer the best value, learn key strategies to save on your premium, and compare top-rated providers for liability, collision, and comprehensive coverage.…
How Insurance Agents Can Use Social Media for Recruitment: A Complete Guide for the US Market
Learn how insurance agents and brokers can leverage social media platforms like LinkedIn, TikTok, and Instagram to recruit top talent. Discover strategies for emotional storytelling, targeting different generations, and building a strong employer brand in the competitive insurance industry. Compare approaches used for German PKV/GKV with US private health insurance and Medicare/Medicaid recruitment.…
Amazon is Now a Licensed Insurance Broker in Germany and Europe: What It Means for You
Amazon is officially registered as an insurance broker in Luxembourg, with permission to operate in Germany and 8 other European countries. Discover what products they can sell, their strategy, and how this move could disrupt the traditional insurance market for consumers and advisors.…