IT Security in Focus: How Businesses Can Effectively Arm Themselves Against Cybercrime
Cyber threats are increasing rapidly, hitting small and medium-sized enterprises (SMEs) particularly hard. Vincenz Klemm, Managing Director of the underwriting agency Baobab Insurance, explains why technical protection alone is no longer sufficient and how cyber, e-crime, and IT liability insurance combine to form an effective protection strategy.…
How to Achieve the Perfect Match Between Insurers and Startups: A Blueprint for Innovation
Fynn Wolken, Digital Innovation Manager at Wertgarantie, discusses targeted collaborations—currently with AI startup muffintech—in our podcast. He explains why it pays to 'buy' innovation early, which quality seals are crucial for startups, and how generative AI is transforming customer service. Plus, he reveals what insurers should consider in partnerships and shares lessons from working with over 800 founders.…
Avoid Inheritance Disputes Over Property: The Co-Heir Settlement Solution | Estate Planning
Discover how co-heir settlements (Teilerbauseinandersetzung) can prevent costly legal battles over inherited homes. This model provides liquidity to selling heirs while preserving ownership for others, offering a unique opportunity for insurers and investors.…
2025 Sustainable Fund-Linked Pension Report: Top-Rated ESG Policies for Advisors
Looking for truly sustainable pension plans? The 2025 Fondspolicenreport Nachhaltigkeit analyzes 20 ESG-focused fund-linked policies. Discover which insurers like Allianz, Helvetia, and HDI earned top ratings for investment quality, ESG coverage, and risk-adjusted returns. Get key insights for advising clients on green retirement planning.…
No-Show Fees at the Doctor's Office: Why Doctors Want to Charge Up to $100 for Missed Appointments
Frustrated by high no-show rates, doctors and medical associations are pushing for 'no-show fees' for missed appointments. Learn why this is controversial, what patients should know, and how to avoid these potential charges.…
More Than Digital Praise: Why Google Reviews Are a Game-Changer for Insurance Agents
Google reviews influence hotel bookings and restaurant visits—and are increasingly crucial for choosing a financial advisor. Yet, many insurance brokers struggle to actively solicit reviews. Franziska Ortner from Sellwerk explains in our podcast why this can be a real competitive disadvantage and how to effectively build your online reputation.…
W&W Group Appoints New CFO: What Leadership Changes Mean for Your Insurance Strategy
The Wüstenrot & Württembergische AG (W&W) has announced Matthias Bogk as its new Chief Financial Officer, succeeding Alexander Mayer. Discover how executive stability impacts your insurance and financial planning.…
ALH Group Appoints New CFO: How Executive Moves Impact Your Insurance and Financial Security
The ALH Group has appointed Alexander Mayer as its new Chief Financial Officer. Discover what this leadership change means for policyholders and how it relates to securing your financial future with robust insurance coverage.…
Hidden Health Insurance Traps: 3 Costly Mistakes to Avoid in Your Policy
Don't let the fine print in your health insurance policy cost you thousands. Learn about common coverage gaps for alternative medicine, physical therapy, and major procedures, and how to ensure you're fully protected.…
Best Public Health Insurance (GKV) in Germany 2025: Top-Rated Providers & How to Choose
Choosing the best public health insurance (GKV) in Germany is crucial for your finances and health. Our 2025 guide compares top-rated providers, their extra benefits, and costs. Learn how to save money and get better coverage, similar to comparing Medicare Advantage plans in the US.…
AI in Sales: Companies Wasting Potential in the 'Dawn State' | Generative AI Strategy
A new study reveals a critical gap: while virtual AI agents can revolutionize sales, most companies lack a strategic rollout. Learn why insurers and other businesses are missing out on hyper-personalization and new customer acquisition.…
MSCI World ETF: Why Stiftung Warentest Still Recommends It as a Core Investment for Your Portfolio
Looking for a solid, long-term investment? Stiftung Warentest's latest analysis reaffirms the MSCI World ETF as a top core holding for diversified portfolios. Discover why this global index fund, with its ~8% average annual return and dividend power, remains a recommended choice for retirement planning and wealth building, despite current US market volatility.…
Highest Customer Satisfaction in Private Health Insurance (PKV): The 2025 Winners
Discover which German private health insurers (PKV) have the most satisfied customers according to the latest independent study. Learn why customer service is critical in PKV, how satisfaction is measured, and what it means for your long-term insurance choice. Essential reading for expats and high-earners considering private coverage.…
R+V Insurance Restructures Executive Board: What This Means for Your Digital Insurance Experience and Financial Security
R+V Insurance AG announces a major executive restructuring, creating two new board divisions focused on Operations & IT and Finance & Risk Management. Discover how these strategic changes impact policyholders and the future of insurance services.…
Broker Management Software Test 2025: Top Champions & Bottom Performers Revealed | MVP Review
Discover the best and worst broker management programs (MVPs) according to the 2025 'Makler-Champions' study. See which software leads in efficiency, integration, and sales support for independent insurance agents.…
Usufruct for Securities: A Strategic Tool for German Estate Planning and Tax-Efficient Wealth Transfer
Discover how usufruct (Nießbrauch) can be applied to stocks and bonds for smarter estate planning in Germany. Learn from FPSB expert Maximilian Kleyboldt how this strategy allows you to transfer wealth to heirs while retaining income and control, significantly reducing inheritance and gift tax. Essential reading for wealth management and intergenerational planning.…
How to Use Your Auto Insurance Safe Driver Discount to Save Money
Your driving record is the key to lower car insurance rates. Learn how safe driver discounts, claim-free years, and accident forgiveness work, and discover strategies to maximize your savings on auto insurance premiums.…
Health Insurance Crisis: New Premium Hikes and Potential Insolvencies Looming
Just when you thought health insurance premiums couldn't go higher, a new financial storm is brewing. Many insurers are facing massive deficits, threatening even more premium increases in 2024 and potential insolvencies. Learn what this crisis means for your coverage, how to protect your finances, and understand the parallels to challenges in the U.S. Medicare and private insurance markets.…
Disabled and Unable to Work? Why Welfare Is Not a Solution for Income Protection
If you become disabled and can't work, can you rely on government welfare to maintain your lifestyle? Insurance expert Bastian Kunkel explains why a Disability Insurance policy is essential, why a low benefit amount is counterproductive, and how to protect your standard of living and assets. Learn the critical differences between private insurance and public aid.…
Dental Insurance Supplemental Plans: Save on High Dental Costs & Get Better Care
Discover how a supplemental dental insurance plan protects you from high out-of-pocket costs for implants, crowns, and cleanings. Learn the key benefits, compare coverage options, and see why it's a smart investment for your long-term oral health and finances.…