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Germany's long-term care insurance system faces a financial crisis as the first care fund requests a government bailout. Learn why recent contribution hikes aren't enough, the impact of COVID-19 costs, and what this means for policyholders and the future of care funding.…

A German court sided with AXA in a lawsuit over the clarity of cancellation rights for its private pension product. Consumer advocates argue the lengthy, complex notice undermines policyholder rights. Learn about the legal battle and its implications.…

A German appeals court ruled that lenders can exclude coverage for work disability due to mental illness in loan protection insurance. This article explains the case, the legal reasoning, and its impact on consumers.…

Discover the German public health insurance funds (GKV) rated as having the fairest conditions by their own policyholders. See the 2024 ServiceValue study results and find out which Krankenkassen excel in customer service, claims handling, and transparency.…

Starting April 1, 2025, Germany recognizes three new conditions as occupational diseases: shoulder injuries from heavy labor, knee osteoarthritis in pro soccer, and lung disease from quartz dust. Learn about coverage, claims, and the role of statutory accident insurance.…

A 2025 study of over 7,000 insurance customers identifies the top insurers for service and advice quality. Discover which companies earn the highest praise, why personal agents still dominate, and key drivers of customer satisfaction.…

Leading German economic advisor Martin Werding demands urgent reforms for healthcare and pensions. Learn why he advocates for more competition among health insurers, controlled drug costs, and a gradual increase in the retirement age to ensure system sustainability.…

Find the top-rated supplemental dental insurance plans for 2025. Our analysis of the latest Franke & Bornberg rating reveals the best tariffs for implants, crowns, orthodontics, and preventive care. Compare coverage and choose the right plan.…

Discover the German private health insurance (PKV) companies rated as having the fairest conditions by their own customers. See the latest ServiceValue study results and learn what makes an insurer fair in claims handling, transparency, and customer service.…

In an exclusive interview, myLife Insurance CEO Jens Arndt discusses record growth, the future of retirement products, and why reducing complexity is key to motivating long-term savings. Learn about innovative investment solutions and strategies for financial advisors.…

Did you know switching jobs could save you money on insurance? Insurance expert Bastian Kunkel explains the hidden connection between your occupation and Disability Insurance costs. Learn how modern policies work, when to report a career change, and the secret 'Improvement Option' that can lock in lower premiums.…

Learn how to choose the best supplemental dental insurance. Our guide covers key criteria like reimbursement rates, waiting periods, and annual maximums, plus common pitfalls to avoid. Make an informed decision to protect your smile and your budget.…

Flying a drone? Learn about mandatory liability insurance, registration rules, and how to get comprehensive coverage to protect yourself from costly accidents and lawsuits.…

Starting July 1, 2025, Germany's new care relief budget simplifies funding for respite care. Learn how the combined budget for short-term and replacement care works, its benefits, limitations, and what it means for families managing long-term care at home.…

Insurance companies increasingly cite pre-existing damage to reduce claim payouts. But when is this argument valid? Learn how insurance agents can shield their clients from unexpected claim reductions. This guide, drawing parallels to US private health insurance and Medicare/Medicaid claim disputes, explains key strategies for documentation and client education.…

Discover why pre-underwriting inquiries are creating major delays in disability insurance applications. Learn about the administrative burden, innovative digital solutions, and how automation can streamline the process for insurers and brokers.…

The cyber threat landscape is evolving rapidly, driven by artificial intelligence. Cybercriminals are using AI to make attacks more sophisticated, targeted, and harder to detect. Vincenz Klemm, Managing Director of underwriting agency Baobab Insurance, warns that AI-powered phishing is now deceptively realistic, while DDoS attacks have reached new levels of scale and precision.…

SMEs face underestimated cyber threats and talent shortages. Discover essential insurance strategies to protect your business and enhance your appeal as an employer. Expert insights from Carsten Tobien.…

What is Installation Insurance (Montageversicherung)? This essential guide explains coverage for machinery & equipment assembly, key risks, market trends, and how it protects your business during critical setup phases. Compare project-based insurance models.…

Is your business dependent on a key person? Learn how Key Person Insurance protects SMEs from financial ruin due to the loss of a critical employee or owner. Get expert insights on coverage, costs, and strategy.…