Travel to Unrest and Crisis Zones: Essential Insurance & Safety Guide
Traveling to high-risk areas or countries with travel warnings? This comprehensive guide explains the critical insurance gaps in standard travel, health, and private policies for crisis zones. Learn about mandatory ELEFAND registration, specialized coverage options, and how to protect yourself during business or personal trips to unstable regions.…
Process Excellence in Insurance: How Adam Riese's Digital Model Disrupts the Market
Discover how Adam Riese's CEOs, Julian Grauer & Sven Tippelt, use lean digital processes to excel in insurance. Learn about process excellence, digital underwriting, and broker-friendly innovation in the new 'Ausgehorcht' podcast.…
How a Failed Award Entry Launched a Thriving Niche Practice for Women
Cornelia Frankenberg, owner of ILMFINANZ, shares her inspiring journey from a setback at the Young Broker Award to building a successful agency focused on advising professional women and academics. Learn her unique advisory approach, how she refined her social media strategy, and actionable tips for insurance agents and financial advisors targeting niche markets.…
How to Collect 300+ 5-Star Google Reviews: An Award-Winning Insurance Agent's Strategy
Learn the proven review management system from OMGV Award winner Jürgen Päsler. Discover how to integrate customer feedback into your sales process, why Google is key, and how to boost your online reputation.…
German Federal Court Orders Savings Banks to Recalculate Premium Savings Accounts
Germany's Federal Court of Justice (BGH) rules on premium savings accounts, requiring banks to recalculate interest using long-term bond yields. Learn what this means for your savings, how to claim potential refunds, and key consumer rights in banking disputes.…
Travel Insurance Claim Denied: Weather Delays at Sea & What You Need to Know
Missed your flight due to a weather delay on a cruise or ferry? Learn from a real case where a traveler's insurance claim was denied. Understand the critical gaps in standard travel insurance policies for weather-related disruptions and how to ensure you're covered for 'multi-modal' trips.…
Long-Term Care Insurance Crisis: How to Plan for Your Future Now | Private vs. Public Coverage
Long-term care costs are skyrocketing, and public insurance systems are under severe financial strain, often failing to provide full coverage. Private supplemental insurance can fill the gap, but is it the right choice for you? Learn how to navigate the crisis and protect your assets.…
Cybersecurity Crisis: Germany's €200 Billion Vulnerability and the Urgent Need for Digital Identities
BSI President Claudia Plattner and DSGV's Dr. Joachim Schmalzl warn of Germany's cybersecurity vulnerability, with €200 billion in annual damages. Discover why collaboration and secure digital identities are critical for national and business security.…
Best Private Health Insurance for German Civil Servants: A US Federal Employee's Guide to Understanding PKV
Only 2% of German private health insurance (PKV) plans for civil servants earn top marks. Learn the strict rating criteria, see which insurers excel, and discover key parallels for US federal employees comparing FEHB plans, Medicare, and private coverage options.…
Employer-Sponsored Health Insurance in Germany Hits Record High: Trends & US Parallels
German employer-sponsored health insurance (bKV) grows 42%, with 39,300 companies offering fully-paid plans. Explore this key benefit trend, its role in talent wars, and what it means for US employers, group health insurance, and employee benefits strategies.…
Car Insurance Claim: Is Damage from a Wheel Clamp Covered?
Drove off with a wheel clamp (Parkkralle) on? Your comprehensive car insurance might cover it. Learn from a real Ombudsman case how the 'external event' rule applies to this unusual accident.…
Offline Wins: How a 'RealLife' Financial Workshop Attracts Young Insurance Clients | Omnichannel Strategy
Discover how Provinzial's award-winning 'RealLife' workshop uses offline events to teach financial literacy and generate young insurance leads. Learn their omnichannel strategy blending Instagram, WhatsApp, and in-person networking for Gen Z & Millennials.…
Should the Wealthy Pay More for Long-Term Care? Germany's Debate & US Implications
German leaders propose making the wealthy pay more for long-term care insurance to fix a multi-billion euro funding gap. Explore this debate, the 'Citizens' Insurance' model, and key parallels to US challenges with Medicaid, Medicare, and financing senior care.…
Working for a Foreign Company in Europe: A Guide to Health Insurance, Pensions & Social Security
Working abroad in Europe? Learn the essential rules for health insurance, pension rights, and social security coordination for Germans employed by foreign companies. Key insights for expats on EHIC, private insurance, and voluntary contributions.…
Insurance Broker Negligence: The Critical Need for Flood Coverage in Home Contents Insurance
Did your insurance broker fail to advise on flood insurance? Learn from a real case how missing natural disaster coverage (Elementarschutz) can lead to denied claims and broker liability for negligence.…
Why Older Workers Retire Early: Health, Finances & Workplace Flexibility | Retirement Planning Guide
1 in 3 workers over 50 plan to retire early, a new German study reveals. Explore the key reasons—poor workplace conditions, health issues, caregiving duties—and get actionable retirement planning tips for a secure financial future.…
Cybersecurity Crisis: Why 50% of Employees Are Left Alone During an Attack
A Perseus study reveals half of employees face cyberattacks alone due to unclear roles. Learn how missing emergency plans and the IT skills shortage threaten businesses and how cyber insurance can help.…
Zurich Germany Board Member Departs: How Executive Changes Impact Your Insurance
Claudia Max, Chief Underwriting Officer for Zurich Gruppe Deutschland, will leave the company at the end of 2024. This key leadership change in underwriting and risk management can influence product pricing, availability, and strategy for your property & casualty (P&C) and other insurance policies.…
#VersicherungsMemeChallenge: Create the Best Insurance Meme & Win Prizes | Join the Fun!
Memes are taking over insurance marketing! Join our #VersicherungsMemeChallenge to create the funniest insurance meme. Learn how brokers use humor on social media, discover top meme groups, and compete for the new OMGV Meme Award. All participation details inside.…
Trip Interruption Insurance Explained: Coverage, Exclusions & Why You Still Need Travel Health Insurance
What does trip interruption insurance really cover? Learn about covered reasons, key exclusions for pre-existing conditions, and why it's not a substitute for comprehensive travel medical insurance.…