Club Insurance Explained: Why It's NOT a Substitute for Personal Coverage | Expert Interview
What does your sports club insurance really cover? Our interview with Arag expert Björn Bluhm reveals the critical gaps in liability, accident, and legal protection for members and volunteers. Learn why private insurance is still essential.…
Health Insurance Crisis: Record Premium Hike Inevitable in 2025, Data Shows
German public health funds report massive losses, signaling the largest premium increase in history for 2025. Learn what's driving costs, how much more you'll pay, and what reforms mean for your wallet.…
Sports Liability Insurance: What's Covered & Critical Gaps Every Athlete Must Know
Does your personal liability insurance cover sports injuries? Expert Fermin Fuentes explains which activities are included, why many incidents aren't considered 'liable', and how to protect yourself from financial ruin after a soccer or skiing accident.…
Long-Term Care Insurance Crisis: Rising Premiums and What It Means for Your Coverage
Germany's statutory long-term care insurance (Pflegeversicherung) faces a multi-billion euro deficit, forcing premium hikes. Learn how this crisis compares to US Medicare/Medicaid and private insurance, and discover strategies to protect your financial future.…
5 Critical Reasons Why Cancelling Your Disability Insurance (BU) is a Major Mistake
Thinking of cancelling your disability insurance (Berufsunfähigkeitsversicherung) to save money? Read this first. We explain the 5 biggest risks of cancelling your BU policy, from losing coverage forever to facing financial ruin if you can't work.…
The Future of Insurance in 2030: A Paperless Dream vs. Practical Reality | Expert Insights
Exclusive interview with Marcel Neumann, CSO of OCC, on the future of the insurance industry. Discover why he dreams of a paperless 2030 yet advises keeping printed documents, and get insights on on-demand insurance, instant claims, and digital transformation trends for insurers and policyholders.…
Is Sustainability Fatiguing Insurance Agents and Companies? A Deep Dive with GDV Experts
Does the term 'sustainability' create too much ambiguity in insurance? Oliver Bruns discusses with Dr. Michaela Willert and Elisabeth Stiller, authors of the GDV's 'Sustainability and Insurance Sales' guide. Explore the challenges of ESG integration, regulation, and the future of sustainable insurance products.…
Dual Health System Debate: Could Eliminating Private Insurance Hurt Your Care?
A DVAG executive warns against abolishing Germany's dual public-private health system. Explore the debate, its parallels to US Medicare & private insurance, and why choice may be key to quality care.…
BGH Ruling: Car Accident Victims Must Review Repair Bills - Insurance Implications Explained
A recent Federal Court of Justice (BGH) ruling states that car insurance claimants must check the plausibility of auto repair invoices. Learn about your duties after an accident, how to avoid overpaying, and what this means for your car insurance claims process and premium costs.…
Accident Insurance Claims: When Policy Documents Mislead | Understanding Your Coverage
A policyholder's breast cancer claim was initially denied due to conflicting information in her accident insurance documents. Learn how the ombudsman resolved the case and how to protect yourself from similar coverage gaps.…
Hunting Insurance Guide: Mandatory Coverage & Why It's a Growing Market | Expert Insights
Hunting liability insurance is legally required in Germany. Discover why this niche market is booming, what coverage you need (beyond the minimum), and how modern hunters are driving demand for comprehensive policies. Learn from a 100-year industry leader.…
What Policyholders Really Expect After a Disaster: Key Insights from Natural Damage Claims
New YouGov data reveals what consumers expect from insurers after floods & natural disasters. Learn why communication is key, how expectations differ, and what this means for mandatory natural hazard insurance debates.…
LVM Insurance Appoints New CFO: What Reimar Volkert's Leadership Means for Policyholders
LVM Insurance names Reimar Volkert as its new Chief Financial Officer. Discover how his expertise in strategic risk management and asset allocation aims to strengthen the insurer's financial stability and benefit long-term policyholders.…
Accident Insurance for Sports & Hobbies: Expert Guide to Coverage, Rescue Costs & Payouts
Essential Q&A on accident insurance for skiers, climbers & athletes. Learn about coverage for rescue costs, extended definitions, optimal sums, and key riders. Get expert tips from Debeka's Christian Arns.…
Debate: Does Mocking InsurTech Failures Like Wefox Harm the Insurance Industry?
In the first episode of 'Versus,' experts debate: Is it harmful to mock the struggles of InsurTech giant Wefox? Does public ridicule damage industry trust and scare away investors from future innovators? Explore both sides of this critical debate about insurance technology, trust, and innovation.…
Long-Term Care Crisis: Why a Surge in Care Needs Threatens Your Insurance Premiums
Germany's statutory long-term care insurance sees a sharp rise in beneficiaries, signaling higher future costs. Learn what this trend means for care systems like US Medicare/Medicaid and your financial planning.…
Disability Insurance Claim Denied? How a Deadline Error Cost a Policyholder | Ombudsman Case
A denied disability insurance claim was overturned due to a critical waiting period calculation error. Learn how German BGB rules apply, the difference between occupational & general disability, and how to protect your claim.…
Niche Marketing Mastery: How 'Finanzballer' Benedikt Deutsch Insures Athletes & Builds Community
Discover the unique marketing strategy of Benedikt Deutsch, the 'Finanzballer.' Learn how he targets handball and football players with clever offline ads, builds a community where 'insurance is a byproduct,' and generates high-quality leads. Get insights on niche marketing, client acquisition, and blending offline/online tactics for insurance and financial advisors.…
Insurance Lemon Awards 2024: Deutsche Familienversicherung, Astra, Wertgarantie Nominated for Worst Products
The 'Versicherungskäse des Jahres' (Insurance Lemon Award) highlights the worst insurance products. See the 2024 nominees like Deutsche Familienversicherung and learn how to spot poor-value policies with high premiums and gap-filled coverage.…
Mortgage Payment Protection Insurance Shortfall: Is Your Income Adequately Covered?
A policyholder's mortgage payment protection insurance (Restschuldversicherung) paid only a fraction of the promised benefit during disability. Learn about the contractual pitfalls, the role of the insurance ombudsman, and how to ensure your coverage matches your actual loan payments.…