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German private health insurers propose a new generational contract for long-term care, aiming to limit public contributions and shift costs to private savings. This article analyzes their plan, compares Germany's social care insurance (SPV) and private supplemental plans (Pflegezusatzversicherung) with US systems like Medicaid and private LTC insurance, and examines the critical gaps in the argument for future generations.…

Learn why the 'This is not financial advice' disclaimer from online influencers is often misleading. Understand the legal risks, how regulated financial advisors protect you, and how to spot red flags in unregulated investment 'coaching'.…

Allianz X, the venture capital arm of insurance giant Allianz, faces challenges with its investment in online bank N26 amid fraud and money laundering allegations. CEO Nazim Cetin offers measured criticism while defending the firm's 33% annual return strategy. Discover what this means for fintech regulation and consumer protection.…

Jens Baas of Techniker Krankenkasse (TK) remains the highest-paid public health insurance (GKV) CEO with €364,662. See how GKV executive pay compares to private insurers (PKV), understand the debate over rising salaries amid deficits, and what it signals about healthcare costs.…

Cyber attacks are now a top fear for businesses, surpassing even pandemic concerns. This guide explains the rising threats, especially for SMEs, and provides actionable steps for protection. Learn about essential cybersecurity measures, employee training, and how a robust Cyber Insurance policy can shield your company from devastating financial losses, data breaches, and ransomware. Secure your business today.…

Learn from Cordula Vis-Paulus, the 'bAV Whisperer,' how to achieve 80-85% employee participation in corporate pension plans (bAV). Discover her unique strategies for advising companies, employees, and insurers. This guide also tackles the critical 'Gender Pension Gap' and offers actionable tips for financial advisors and brokers to master occupational pension consulting.…

Versicherungskammer Bayern, Germany's largest public insurer, announces a major board reshuffle. Andreas Kolb succeeds Isabella Pfaller as CFO, while Isabella Martorell Naßl takes over health, care, and travel insurance. Discover what these changes mean for policyholders and how they reflect trends in the German and US insurance markets.…

Explore the current state of Private Health Insurance (PKV) in Germany and its parallels to the US market. Does increased health awareness post-pandemic translate to growth? We analyze trends, compare PKV/GKV to US private insurance and Medicare/Medicaid, and discuss key considerations for informed insurance decisions.…

A new DIVA study reveals only 15.2% of low-income Germans invest in stocks, compared to 51.7% of high earners. With insufficient state pensions, this group needs supplemental savings most. Discover the barriers to investment and potential solutions for inclusive financial planning.…

Michael Diekmann, former CEO and current Chairman of Allianz, is seeking re-election despite the company's age limit policy. This move raises questions about corporate governance and continuity at Europe's largest insurer. Explore what this means for Allianz's strategy and how it compares to leadership transitions at major US insurance companies.…

Germany's statutory health insurers (GKV) warn a COVID-19 vaccine mandate is unenforceable due to a paper shortage and lack of digital infrastructure. Learn why sending 120 million letters is impossible and what this reveals about the healthcare system's digitalization challenges.…

Discover how Marc Weller turned his passion for pickup trucks into a thriving insurance niche. From Ford Ranger owner to Germany's top pickup insurance expert, learn his strategies for niche marketing, client acquisition via Facebook, and creating specialized insurance products. Essential reading for insurance agents and advisors.…

Looking for the best health insurance? Our 2024 guide compares top-rated public health insurers on service, digital tools, bonus programs, and financial strength to help you choose the right plan.…

Discover how Zurich's unit-linked insurance policy prioritizes flexibility, especially during the critical disbursement phase. Learn about features like cost-free access until age 85, partial withdrawals, and how this compares to US retirement vehicles like 401(k)s and IRAs. Essential insights for retirement planning and financial advisors.…

The German Insurance Association (GDV) is eliminating company cars and promoting bicycles as part of its plan to become climate-neutral by 2025. Discover how this shift impacts the insurance industry's ESG strategy, green investments, and what it means for policyholders in Germany and the US.…

Planning your exit as an insurance agent? Discover 5 expert tips from broker Benjamin Adamietz on preparing and selling your book of business for retirement. Learn about valuation, succession planning, and alternatives like broker annuities to secure your financial future.…

A new Allianz survey reveals over 50% of German SMEs without company health insurance (bKV) are open to offering it. This article explores the explosive growth of bKV, its role in tackling the skilled labor shortage, and draws parallels to US Employer-Sponsored Health Insurance. Learn why bKV is a critical employee benefit for talent retention and how it compares to American health plans.…

While full private health insurance (PKV) stagnates, supplementary health insurance is booming. Discover which insurers lead the market in covering gaps left by statutory health insurance (GKV) and why demand is surging.…

German life insurers reduced new mortgage lending by 14% in 2021, approving €8.6 billion in loans. Explore the causes, implications for homebuyers, and how this trend intersects with broader financial and insurance planning strategies.…

German insurer Talanx makes history by appointing Caroline Schlienkamp as its first female executive board member. She will lead a newly created division covering compliance, legal, data protection, and HR. Discover what this leadership shift means for corporate governance and diversity in the insurance industry.…